Mortgage lending in Darke County, Ohio
Lenders in Darke County, Ohio reported 1,493 mortgage applications for 2025, according to the CFPB.
1,493 mortgage applications and 962 loans originated in 2025; the denial rate was 18.4% of 1,245 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Darke County, OH.
- 1,493
- Applications
- 962
- Loans originated
- 18.4%
- Denial rate
- 229 denied of 1,245 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,493 | 962 |
| 2024 | 1,303 | 832 |
| 2023 | 1,252 | 814 |
| 2022 | 1,687 | 1,089 |
| 2021 | 2,243 | 1,561 |
| 2020 | 2,416 | 1,703 |
| 2019 | 1,684 | 1,145 |
| 2018 | 1,627 | 1,106 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Newrez LLC | 130 | 178 |
| Greenville National Bank | 101 | 132 |
| The Park National Bank | 79 | 116 |
| Greenville Federal | 52 | 68 |
| Rocket Mortgage | 48 | 67 |
| The Farmers State Bank | 47 | 47 |
| Wright Patt Credit Union Inc | 47 | 82 |
| Fifth Third Bank, National Association | 32 | 62 |
| United Wholesale Mortgage | 30 | 35 |
| First Financial Bank | 22 | 25 |
| Huntington National Bank | 21 | 32 |
| US Bank, N.A. | 17 | 33 |
| Navy Federal Credit Union | 14 | 22 |
| Union Savings Bank | 14 | 19 |
| Polaris Home Funding Corp. | 13 | 15 |
| JPMorgan Chase Bank, NA | 12 | 24 |
| Primelending | 11 | 13 |
| Mortgage Research Center | 11 | 28 |
| Freedom Mortgage Corporation | 11 | 28 |
| Farm Credit Mid-America, Aca | 10 | 11 |
| Guaranteed Rate, Inc. | 10 | 16 |
| Crosscountry Mortgage, LLC | 10 | 16 |
| loanDepot.com LLC | 9 | 17 |
| First Community Mortgage, Inc. | 9 | 12 |
| Day Air Credit Union | 7 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,293 | 18.4% of 1,078 decided |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 162 | 15.9% of 132 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 21 | no rate: base under 50 |
| Not Hispanic or Latino | 1,277 | 18.3% of 1,069 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 183 | 17.1% of 146 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 585 | 21.6% of 476 decided |
| Female | 265 | 24.0% of 217 decided |
| Joint | 514 | 13.0% of 447 decided |
| Sex Not Available | 129 | 15.2% of 105 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2235 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved