Mortgage lending in Wood County, Ohio
Lenders in Wood County, Ohio reported 4,639 mortgage applications for 2025, according to the CFPB.
4,639 mortgage applications and 2,998 loans originated in 2025; the denial rate was 18.5% of 3,878 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Toledo, OH MSA.
- 4,639
- Applications
- 2,998
- Loans originated
- 18.5%
- Denial rate
- 716 denied of 3,878 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,639 | 2,998 |
| 2024 | 4,191 | 2,630 |
| 2023 | 3,892 | 2,360 |
| 2022 | 5,135 | 3,285 |
| 2021 | 8,207 | 5,544 |
| 2020 | 8,314 | 5,794 |
| 2019 | 5,809 | 3,826 |
| 2018 | 5,176 | 3,291 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 553 | 832 |
| Fifth Third Bank, National Association | 217 | 333 |
| Rocket Mortgage | 177 | 243 |
| Union Home Mortgage Corp. | 111 | 147 |
| loanDepot.com LLC | 104 | 140 |
| United Wholesale Mortgage | 97 | 141 |
| Sun Federal Credit Union | 87 | 97 |
| Directions Credit Union | 85 | 107 |
| Wesbanco Bank, Inc. | 77 | 100 |
| The Genoa Banking Company | 65 | 72 |
| Click n' Close, Inc. | 61 | 72 |
| Citizens Bank, NA | 61 | 100 |
| The Union Bank Company | 59 | 75 |
| Newrez LLC | 59 | 94 |
| Equity Resources Inc | 53 | 63 |
| Keybank National Association | 53 | 71 |
| Civista Bank | 52 | 69 |
| PNC Bank N.A. | 45 | 82 |
| The State Bank & Trust Company | 42 | 54 |
| The Farmers & Merchants State Bank | 37 | 50 |
| CMG Mortgage Inc | 37 | 53 |
| NFM, Inc | 32 | 35 |
| Mortgage Research Center | 31 | 59 |
| Navy Federal Credit Union | 30 | 57 |
| Triad Financial Services, Inc. | 30 | 76 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | 115 | 15.1% of 86 decided |
| Black or African American | 84 | 23.9% of 67 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,779 | 17.4% of 3,188 decided |
| 2 or more minority races | under 10 | |
| Joint | 51 | no rate: base under 50 |
| Race Not Available | 583 | 26.0% of 466 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 150 | 34.5% of 116 decided |
| Not Hispanic or Latino | 3,820 | 17.2% of 3,230 decided |
| Joint | 70 | 20.0% of 60 decided |
| Ethnicity Not Available | 599 | 22.9% of 472 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,648 | 19.8% of 1,361 decided |
| Female | 986 | 24.0% of 829 decided |
| Joint | 1,724 | 13.0% of 1,467 decided |
| Sex Not Available | 281 | 25.8% of 221 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1629 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved