Mortgage lending in Clark County, Ohio
Lenders in Clark County, Ohio reported 5,579 mortgage applications for 2025, according to the CFPB.
5,579 mortgage applications and 3,309 loans originated in 2025; the denial rate was 23.6% of 4,648 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Springfield, OH MSA.
- 5,579
- Applications
- 3,309
- Loans originated
- 23.6%
- Denial rate
- 1,096 denied of 4,648 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,579 | 3,309 |
| 2024 | 4,870 | 2,956 |
| 2023 | 4,405 | 2,534 |
| 2022 | 5,622 | 3,405 |
| 2021 | 7,756 | 5,070 |
| 2020 | 6,484 | 4,209 |
| 2019 | 5,064 | 3,180 |
| 2018 | 4,724 | 2,956 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Wright Patt Credit Union Inc | 412 | 737 |
| Rocket Mortgage | 236 | 331 |
| Crosscountry Mortgage, LLC | 217 | 298 |
| Huntington National Bank | 205 | 358 |
| The Park National Bank | 133 | 184 |
| Wesbanco Bank, Inc. | 103 | 135 |
| PNC Bank N.A. | 97 | 162 |
| loanDepot.com LLC | 95 | 118 |
| United Wholesale Mortgage | 92 | 148 |
| Fifth Third Bank, National Association | 92 | 197 |
| New Carlisle Federal Savings Bank | 85 | 97 |
| Union Savings Bank | 79 | 94 |
| Primelending | 74 | 100 |
| Mortgage Research Center | 65 | 143 |
| Pennymac Loan Services LLC | 59 | 96 |
| Vanderbilt Mortgage and Finance, Inc | 55 | 125 |
| Freedom Mortgage Corporation | 43 | 89 |
| First Community Mortgage, Inc. | 43 | 56 |
| Newrez LLC | 42 | 105 |
| NFM, Inc | 37 | 48 |
| US Bank, N.A. | 34 | 84 |
| Figure Lending LLC | 29 | 49 |
| Kiavi Funding, Inc. | 29 | 33 |
| Cornerstone First Mortgage, LLC | 28 | 30 |
| Union Home Mortgage Corp. | 28 | 38 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 27 | no rate: base under 50 |
| Asian | 31 | no rate: base under 50 |
| Black or African American | 373 | 34.4% of 308 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,158 | 23.4% of 3,498 decided |
| 2 or more minority races | under 10 | |
| Joint | 76 | 21.3% of 61 decided |
| Race Not Available | 899 | 19.4% of 728 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 148 | 24.3% of 115 decided |
| Not Hispanic or Latino | 4,423 | 23.9% of 3,716 decided |
| Joint | 81 | 22.1% of 68 decided |
| Ethnicity Not Available | 927 | 21.9% of 749 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,115 | 25.9% of 1,740 decided |
| Female | 1,313 | 28.3% of 1,097 decided |
| Joint | 1,584 | 18.8% of 1,348 decided |
| Sex Not Available | 567 | 17.7% of 463 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2042 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved