Mortgage lending in Fayette County, Ohio
Lenders in Fayette County, Ohio reported 1,205 mortgage applications for 2025, according to the CFPB.
1,205 mortgage applications and 691 loans originated in 2025; the denial rate was 26.3% of 992 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fayette County, OH.
- 1,205
- Applications
- 691
- Loans originated
- 26.3%
- Denial rate
- 261 denied of 992 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,205 | 691 |
| 2024 | 1,082 | 648 |
| 2023 | 990 | 556 |
| 2022 | 1,269 | 758 |
| 2021 | 1,719 | 1,099 |
| 2020 | 1,414 | 896 |
| 2019 | 1,156 | 714 |
| 2018 | 1,099 | 631 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 71 | 145 |
| Fifth Third Bank, National Association | 42 | 80 |
| United Wholesale Mortgage | 38 | 50 |
| Merchants National Bank | 32 | 42 |
| Rocket Mortgage | 32 | 49 |
| Union Savings Bank | 31 | 43 |
| Vanderbilt Mortgage and Finance, Inc | 26 | 56 |
| Crosscountry Mortgage, LLC | 22 | 30 |
| Wright Patt Credit Union Inc | 18 | 41 |
| First State Bank | 17 | 23 |
| loanDepot.com LLC | 16 | 28 |
| US Bank, N.A. | 15 | 38 |
| NFM, Inc | 14 | 17 |
| Guaranteed Rate, Inc. | 11 | 17 |
| Kemba Financial Credit Union | 11 | 17 |
| Lower, LLC | 10 | 13 |
| Pennymac Loan Services LLC | 10 | 22 |
| Paramount Residential Mortgage | 9 | 12 |
| Newrez LLC | 9 | 25 |
| PNC Bank N.A. | 9 | 16 |
| Coastal Community Bank | 8 | 14 |
| Freedom Mortgage Corporation | 8 | 18 |
| Union Home Mortgage Corp. | 8 | 15 |
| JPMorgan Chase Bank, NA | 8 | 9 |
| Mortgage Research Center | 7 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 11 | no rate: base under 50 |
| Black or African American | 21 | no rate: base under 50 |
| White | 998 | 27.0% of 840 decided |
| 2 or more minority races | under 10 | |
| Joint | 17 | no rate: base under 50 |
| Race Not Available | 148 | 20.7% of 111 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,026 | 26.6% of 864 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 149 | 23.8% of 109 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 458 | 28.3% of 374 decided |
| Female | 253 | 34.4% of 218 decided |
| Joint | 390 | 20.9% of 321 decided |
| Sex Not Available | 104 | 16.5% of 79 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1619 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved