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Mortgage lending in Franklin County, Ohio

Lenders in Franklin County, Ohio reported 49,594 mortgage applications for 2025, according to the CFPB.

49,594 mortgage applications and 29,514 loans originated in 2025; the denial rate was 21.3% of 39,390 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Columbus, OH HUD Metro FMR Area.

49,594
Applications
29,514
Loans originated
21.3%
Denial rate
8,374 denied of 39,390 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Franklin County, Ohio, by year
YearApplicationsOriginated
202549,59429,514
202446,47127,518
202342,87725,377
202258,11635,707
202191,21560,667
202088,46558,644
201963,07340,603
201855,01734,280

The largest lenders here

Lenders in Franklin County, Ohio by loans originated, 2025
LenderOriginatedApplications
Huntington National Bank2,5724,493
Rocket Mortgage1,4151,976
NFM, Inc1,3601,788
Fifth Third Bank, National Association1,3392,490
United Wholesale Mortgage1,3201,798
Kemba Financial Credit Union1,0261,900
Crosscountry Mortgage, LLC9711,509
JPMorgan Chase Bank, NA8041,256
Union Savings Bank771974
First Financial Bank7111,028
PNC Bank N.A.7011,204
Third Federal Savings and Loan6771,168
Union Home Mortgage Corp.589828
Lower, LLC548877
Guaranteed Rate, Inc.5361,016
Wright Patt Credit Union Inc496944
Pennymac Loan Services LLC442725
The Park National Bank395551
US Bank, N.A.395971
Telhio Credit Union, Inc.338662
Kiavi Funding, Inc.311567
The Equitable Mortgage Corporation277344
Freedom Mortgage Corporation274639
German American Bank248353
The State Bank & Trust Company232286

Applications by race, ethnicity and sex, 2025

By race, Franklin County, Ohio: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native15039.8% of 113 decided
Asian2,46623.5% of 1,862 decided
Black or African American7,53133.5% of 5,884 decided
Native Hawaiian or Other Pacific Islanderwithheld
White28,72318.0% of 23,601 decided
2 or more minority races13340.6% of 101 decided
Joint1,03314.4% of 835 decided
Free Form Text Onlyunder 10
Race Not Available9,48321.3% of 6,933 decided
By ethnicity, Franklin County, Ohio: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino2,40026.1% of 1,929 decided
Not Hispanic or Latino37,53721.0% of 30,335 decided
Jointwithheld
Ethnicity Not Available8,94221.1% of 6,553 decided
Free Form Text Onlyunder 10
By sex, Franklin County, Ohio: applications and denial rate
CategoryApplicationsDenial rate
Male16,70924.3% of 13,175 decided
Female12,70325.1% of 10,201 decided
Joint14,85615.1% of 12,162 decided
Sex Not Available5,32620.3% of 3,852 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved