Mortgage lending in Henry County, Ohio
Lenders in Henry County, Ohio reported 938 mortgage applications for 2025, according to the CFPB.
938 mortgage applications and 574 loans originated in 2025; the denial rate was 21.4% of 772 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Henry County, OH.
- 938
- Applications
- 574
- Loans originated
- 21.4%
- Denial rate
- 165 denied of 772 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 938 | 574 |
| 2024 | 883 | 524 |
| 2023 | 742 | 472 |
| 2022 | 974 | 643 |
| 2021 | 1,361 | 918 |
| 2020 | 1,408 | 975 |
| 2019 | 1,005 | 658 |
| 2018 | 908 | 577 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 99 | 153 |
| Civista Bank | 57 | 84 |
| The Farmers & Merchants State Bank | 53 | 70 |
| Wesbanco Bank, Inc. | 50 | 71 |
| Rocket Mortgage | 32 | 44 |
| Ag Credit, ACA | 24 | 25 |
| The State Bank & Trust Company | 24 | 37 |
| Crosscountry Mortgage, LLC | 14 | 25 |
| United Wholesale Mortgage | 12 | 14 |
| PNC Bank N.A. | 11 | 20 |
| Superior Credit Union, Inc. | 10 | 15 |
| Equity Resources Inc | 10 | 15 |
| Howard Hanna Financial Services, Inc | 9 | 15 |
| Fifth Third Bank, National Association | 7 | 21 |
| First Federal Savings and Loan Association of Delta | 6 | 6 |
| Click n' Close, Inc. | 6 | 6 |
| loanDepot.com LLC | 6 | 14 |
| Mortgage Research Center | 6 | 15 |
| Union Home Mortgage Corp. | 6 | 8 |
| Directions Credit Union | 5 | 6 |
| GVC Mortgage, Inc. | 5 | 6 |
| New American Funding, LLC. | 5 | 10 |
| Citizens Bank, NA | 5 | 15 |
| The Union Bank Company | 4 | 9 |
| Coastal Community Bank | 4 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 824 | 21.1% of 684 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 100 | 25.7% of 74 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 39 | no rate: base under 50 |
| Not Hispanic or Latino | 766 | 20.5% of 639 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 115 | 20.2% of 89 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 370 | 23.7% of 295 decided |
| Female | 176 | 26.5% of 151 decided |
| Joint | 337 | 17.5% of 286 decided |
| Sex Not Available | 55 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2439 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved