Mortgage lending in Columbiana County, Ohio
Lenders in Columbiana County, Ohio reported 3,381 mortgage applications for 2025, according to the CFPB.
3,381 mortgage applications and 1,950 loans originated in 2025; the denial rate was 26.0% of 2,782 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Columbiana County, OH.
- 3,381
- Applications
- 1,950
- Loans originated
- 26.0%
- Denial rate
- 724 denied of 2,782 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,381 | 1,950 |
| 2024 | 3,189 | 1,809 |
| 2023 | 2,975 | 1,674 |
| 2022 | 3,884 | 2,336 |
| 2021 | 5,003 | 3,185 |
| 2020 | 4,493 | 2,800 |
| 2019 | 3,744 | 2,332 |
| 2018 | 3,633 | 2,142 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Huntington National Bank | 314 | 543 |
| Rocket Mortgage | 171 | 244 |
| Farmers National Bank | 98 | 161 |
| Wesbanco Bank, Inc. | 98 | 149 |
| Hancock County Savings Bank, FSB | 83 | 135 |
| Ixonia Bank | 83 | 124 |
| Crosscountry Mortgage, LLC | 80 | 112 |
| Fairway Independent Mort Corp | 74 | 97 |
| Seven Seventeen Credit Union | 69 | 112 |
| United Wholesale Mortgage | 62 | 90 |
| Citizens Bank, NA | 59 | 107 |
| Main Street Bank Corp | 53 | 66 |
| PNC Bank N.A. | 44 | 71 |
| First Commonwealth Bank | 33 | 49 |
| JPMorgan Chase Bank, NA | 30 | 47 |
| loanDepot.com LLC | 22 | 47 |
| Mortgage Research Center | 22 | 59 |
| Pennymac Loan Services LLC | 18 | 35 |
| Clearview Federal Credit Union | 17 | 29 |
| Consumers National Bank | 17 | 23 |
| Polaris Home Funding Corp. | 16 | 20 |
| Newrez LLC | 16 | 34 |
| Freedom Mortgage Corporation | 16 | 39 |
| West Penn Financial Service Center, Inc. | 14 | 15 |
| Navy Federal Credit Union | 13 | 28 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 23 | no rate: base under 50 |
| White | 2,949 | 25.4% of 2,441 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 370 | 31.1% of 289 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 31 | no rate: base under 50 |
| Not Hispanic or Latino | 2,925 | 25.5% of 2,420 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 408 | 29.6% of 324 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,346 | 25.5% of 1,083 decided |
| Female | 715 | 29.7% of 592 decided |
| Joint | 1,064 | 23.3% of 903 decided |
| Sex Not Available | 256 | 30.4% of 204 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2435 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved