Mortgage lending in Harrison County, Ohio

Lenders in Harrison County, Ohio reported 408 mortgage applications for 2025, according to the CFPB.

408 mortgage applications and 204 loans originated in 2025; the denial rate was 28.6% of 315 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Harrison County, OH.

408
Applications: 204
Loans originated: 28.6%
Denial rate: 90 denied of 315 applications decided.

Every year

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Mortgage applications and loans originated in Harrison County, Ohio, by year
Year	Applications	Originated	Denied
2025	408	204	90
2024	415	211	117
2023	332	169	78
2022	461	248	115
2021	582	334	110
2020	520	292	104
2019	430	228	108
2018	467	263	101

The largest lenders here

Lenders in Harrison County, Ohio by loans originated, 2025
Lender	Originated	Applications
Huntington National Bank	28	77
Rocket Mortgage	18	26
Polaris Home Funding Corp.	14	21
PNC Bank N.A.	11	13
Woodsfield Savings Bank	9	11
United Wholesale Mortgage	9	15
US Bank, N.A.	9	12
Crosscountry Mortgage, LLC	8	15
Unified Bank	7	10
Mortgage Research Center	4	12
Amerisave Mortgage Company	4	12
Belmont Savings Bank	3	4
Farm Credit Mid-America, Aca	3	5
Wesbanco Bank, Inc.	3	7
Republic State Mortgage Company	2	3
Figure Lending LLC	2	5
Vanderbilt Mortgage and Finance, Inc	2	5
American Financial Resources LLC	2	2
Navy Federal Credit Union	2	4
Click n' Close, Inc.	2	4
loanDepot.com LLC	2	4
The Park National Bank	2	2
Newrez LLC	2	3
Freedom Mortgage Corporation	2	3
Fairway Independent Mort Corp	2	3

Applications by race, ethnicity and sex, 2025

By race, Harrison County, Ohio: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Black or African American	under 10
White	356	25.5% of 278 decided
Joint	under 10
Race Not Available	44	no rate: base under 50

By ethnicity, Harrison County, Ohio: applications and denial rate
Category	Applications	Denial rate
Not Hispanic or Latino	357	25.7% of 280 decided
Ethnicity Not Available	51	no rate: base under 50

By sex, Harrison County, Ohio: applications and denial rate
Category	Applications	Denial rate
Male	189	27.3% of 150 decided
Female	78	31.8% of 63 decided
Joint	107	21.5% of 79 decided
Sex Not Available	34	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2438 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026