Mortgage lending in Brown County, Ohio
Lenders in Brown County, Ohio reported 2,071 mortgage applications for 2025, according to the CFPB.
2,071 mortgage applications and 1,158 loans originated in 2025; the denial rate was 24.7% of 1,629 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Brown County, OH HUD Metro FMR Area.
- 2,071
- Applications
- 1,158
- Loans originated
- 24.7%
- Denial rate
- 402 denied of 1,629 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,071 | 1,158 |
| 2024 | 1,725 | 1,016 |
| 2023 | 1,515 | 872 |
| 2022 | 2,204 | 1,290 |
| 2021 | 2,705 | 1,686 |
| 2020 | 2,472 | 1,529 |
| 2019 | 1,849 | 1,141 |
| 2018 | 1,561 | 913 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First State Bank | 91 | 132 |
| Fifth Third Bank, National Association | 74 | 145 |
| Crosscountry Mortgage, LLC | 72 | 117 |
| Rocket Mortgage | 66 | 95 |
| Peoples Bank | 61 | 92 |
| United Wholesale Mortgage | 45 | 64 |
| Fairway Independent Mort Corp | 40 | 61 |
| Superior Credit Union, Inc. | 29 | 45 |
| Merchants National Bank | 25 | 34 |
| Das Acquisition Company, LLC | 23 | 25 |
| DHI Mortgage Company, LTD. | 21 | 32 |
| US Bank, N.A. | 21 | 57 |
| The Park National Bank | 20 | 26 |
| loanDepot.com LLC | 18 | 31 |
| Huntington National Bank | 17 | 25 |
| Farm Credit Mid-America, Aca | 16 | 23 |
| Riverhills Bank | 15 | 22 |
| Paramount Residential Mortgage | 14 | 22 |
| Mortgage Research Center | 14 | 34 |
| Guardian Savings Bank | 14 | 21 |
| Freedom Mortgage Corporation | 14 | 32 |
| BoxCar Mortgage, LLC | 12 | 16 |
| Rapid Mortgage Company | 11 | 21 |
| General Electric Credit Union | 11 | 17 |
| Union Home Mortgage Corp. | 11 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,787 | 24.4% of 1,414 decided |
| Joint | 16 | no rate: base under 50 |
| Race Not Available | 243 | 26.9% of 182 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 17 | no rate: base under 50 |
| Not Hispanic or Latino | 1,776 | 23.8% of 1,408 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 264 | 28.4% of 197 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 791 | 26.3% of 632 decided |
| Female | 400 | 28.5% of 309 decided |
| Joint | 729 | 20.5% of 571 decided |
| Sex Not Available | 151 | 26.5% of 117 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1617 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved