Mortgage lending in Belmont County, Ohio
Lenders in Belmont County, Ohio reported 1,879 mortgage applications for 2025, according to the CFPB.
1,879 mortgage applications and 1,064 loans originated in 2025; the denial rate was 24.1% of 1,500 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wheeling, WV-OH MSA.
- 1,879
- Applications
- 1,064
- Loans originated
- 24.1%
- Denial rate
- 361 denied of 1,500 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,879 | 1,064 |
| 2024 | 1,831 | 1,064 |
| 2023 | 1,641 | 999 |
| 2022 | 1,990 | 1,188 |
| 2021 | 2,762 | 1,742 |
| 2020 | 2,492 | 1,634 |
| 2019 | 1,940 | 1,273 |
| 2018 | 1,933 | 1,221 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Belmont Savings Bank | 132 | 181 |
| Wesbanco Bank, Inc. | 122 | 176 |
| Huntington National Bank | 106 | 210 |
| Rocket Mortgage | 65 | 106 |
| Unified Bank | 55 | 73 |
| Union Home Mortgage Corp. | 32 | 44 |
| Click n' Close, Inc. | 30 | 50 |
| BPL Mortgage, LLC | 28 | 44 |
| Woodsfield Savings Bank | 24 | 33 |
| United Wholesale Mortgage | 23 | 34 |
| Bayer Hfcu | 23 | 44 |
| The Citizens National Bank | 21 | 23 |
| Das Acquisition Company, LLC | 20 | 23 |
| Main Street Bank Corp | 18 | 25 |
| PNC Bank N.A. | 18 | 36 |
| US Bank, N.A. | 16 | 24 |
| Mortgage Research Center | 14 | 41 |
| Freedom Mortgage Corporation | 14 | 24 |
| JPMorgan Chase Bank, NA | 12 | 20 |
| Figure Lending LLC | 11 | 18 |
| loanDepot.com LLC | 11 | 25 |
| Truist Bank | 11 | 16 |
| Farm Credit Mid-America, Aca | 9 | 11 |
| Ohio Valley Community Credit Union | 9 | 11 |
| Navy Federal Credit Union | 8 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 25 | no rate: base under 50 |
| White | 1,547 | 23.2% of 1,244 decided |
| 2 or more minority races | under 10 | |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 283 | 27.1% of 218 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 24 | no rate: base under 50 |
| Not Hispanic or Latino | 1,547 | 23.4% of 1,254 decided |
| Joint | withheld | |
| Ethnicity Not Available | 297 | 27.7% of 224 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 761 | 24.3% of 600 decided |
| Female | 367 | 30.5% of 295 decided |
| Joint | 558 | 18.2% of 456 decided |
| Sex Not Available | 193 | 28.2% of 149 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2434 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved