Mortgage lending in Pickaway County, Ohio
Lenders in Pickaway County, Ohio reported 3,095 mortgage applications for 2025, according to the CFPB.
3,095 mortgage applications and 1,893 loans originated in 2025; the denial rate was 19.8% of 2,486 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Columbus, OH HUD Metro FMR Area.
- 3,095
- Applications
- 1,893
- Loans originated
- 19.8%
- Denial rate
- 491 denied of 2,486 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,095 | 1,893 |
| 2024 | 2,633 | 1,588 |
| 2023 | 2,402 | 1,426 |
| 2022 | 3,147 | 1,911 |
| 2021 | 4,394 | 2,890 |
| 2020 | 3,976 | 2,633 |
| 2019 | 2,959 | 1,871 |
| 2018 | 2,508 | 1,616 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 103 | 153 |
| Huntington National Bank | 99 | 166 |
| United Wholesale Mortgage | 78 | 115 |
| RMC Home Mortgage, LLC | 70 | 95 |
| NFM, Inc | 60 | 86 |
| DHI Mortgage Company, LTD. | 58 | 88 |
| Vinton County National Bank | 57 | 73 |
| M/I Financial. LLC | 54 | 62 |
| Crosscountry Mortgage, LLC | 51 | 81 |
| Victory Mortgage, LLC | 47 | 53 |
| Fifth Third Bank, National Association | 47 | 83 |
| The Savings Bank | 46 | 54 |
| Kemba Financial Credit Union | 46 | 77 |
| Freedom Mortgage Corporation | 43 | 82 |
| Lower, LLC | 42 | 60 |
| Pulte Mortgage LLC | 41 | 58 |
| Vanderbilt Mortgage and Finance, Inc | 39 | 103 |
| PNC Bank N.A. | 37 | 64 |
| Union Home Mortgage Corp. | 35 | 43 |
| Guaranteed Rate, Inc. | 35 | 47 |
| 21ST Mortgage | 35 | 110 |
| Pennymac Loan Services LLC | 33 | 55 |
| Wright Patt Credit Union Inc | 31 | 51 |
| Telhio Credit Union, Inc. | 31 | 46 |
| Union Capital Mortgage Corp | 26 | 31 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 21 | no rate: base under 50 |
| Asian | 22 | no rate: base under 50 |
| Black or African American | 130 | 31.4% of 102 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,490 | 18.9% of 2,026 decided |
| 2 or more minority races | under 10 | |
| Joint | 50 | no rate: base under 50 |
| Race Not Available | 377 | 20.5% of 283 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 68 | 28.8% of 52 decided |
| Not Hispanic or Latino | 2,560 | 19.5% of 2,076 decided |
| Joint | 34 | no rate: base under 50 |
| Ethnicity Not Available | 433 | 20.6% of 330 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,131 | 19.5% of 906 decided |
| Female | 559 | 27.5% of 440 decided |
| Joint | 1,173 | 16.8% of 966 decided |
| Sex Not Available | 232 | 17.8% of 174 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 625 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved