Mortgage lending in Preble County, Ohio
Lenders in Preble County, Ohio reported 1,603 mortgage applications for 2025, according to the CFPB.
1,603 mortgage applications and 983 loans originated in 2025; the denial rate was 20.2% of 1,318 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Preble County, OH.
- 1,603
- Applications
- 983
- Loans originated
- 20.2%
- Denial rate
- 266 denied of 1,318 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,603 | 983 |
| 2024 | 1,318 | 804 |
| 2023 | 1,211 | 751 |
| 2022 | 1,675 | 1,023 |
| 2021 | 2,358 | 1,552 |
| 2020 | 2,002 | 1,312 |
| 2019 | 1,597 | 1,033 |
| 2018 | 1,548 | 910 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Primelending | 161 | 186 |
| Wright Patt Credit Union Inc | 57 | 85 |
| Fifth Third Bank, National Association | 47 | 81 |
| Rocket Mortgage | 44 | 77 |
| Bridge Credit Union | 44 | 68 |
| First Financial Bank | 33 | 46 |
| Huntington National Bank | 31 | 56 |
| US Bank, N.A. | 30 | 68 |
| Newrez LLC | 26 | 40 |
| United Wholesale Mortgage | 26 | 51 |
| Union Savings Bank | 24 | 32 |
| Das Acquisition Company, LLC | 24 | 33 |
| Somerville Bank | 20 | 30 |
| Freedom Mortgage Corporation | 17 | 29 |
| Day Air Credit Union | 16 | 19 |
| The Farmers State Bank | 16 | 16 |
| Farm Credit Mid-America, Aca | 14 | 15 |
| loanDepot.com LLC | 14 | 23 |
| Pennymac Loan Services LLC | 14 | 23 |
| Mortgage Research Center | 13 | 22 |
| The Twin Valley Bank | 12 | 12 |
| LCNB National Bank | 12 | 15 |
| Nationstar Mortgage | 10 | 13 |
| American Neighborhood Mortgage Acceptance Company | 9 | 14 |
| Cornerstone First Mortgage, LLC | 8 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 10 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 1,358 | 19.6% of 1,123 decided |
| Joint | 16 | no rate: base under 50 |
| Race Not Available | 209 | 22.9% of 166 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,369 | 19.6% of 1,136 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 210 | 24.7% of 162 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 553 | 18.5% of 448 decided |
| Female | 352 | 26.3% of 297 decided |
| Joint | 557 | 17.0% of 470 decided |
| Sex Not Available | 141 | 24.3% of 103 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1832 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved