Skip to content
American Factbook
Menu
On this page

Mortgage lending in Delaware County, Ohio

Lenders in Delaware County, Ohio reported 11,895 mortgage applications for 2025, according to the CFPB.

11,895 mortgage applications and 7,607 loans originated in 2025; the denial rate was 17.4% of 9,684 applications decided. The median loan was about $315,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the low-income housing hub: Columbus, OH HUD Metro FMR Area.

11,895
Applications
7,607
Loans originated
17.4%
Denial rate
1,689 denied of 9,684 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Delaware County, Ohio, by year
YearApplicationsOriginated
202511,8957,607
202410,6956,573
202310,0596,319
202214,1349,124
202123,70616,462
202025,48717,688
201915,49510,614
201812,5098,209

The largest lenders here

Lenders in Delaware County, Ohio by loans originated, 2025
LenderOriginatedApplications
Huntington National Bank7151,148
Fifth Third Bank, National Association392614
Third Federal Savings and Loan347546
Rocket Mortgage330423
United Wholesale Mortgage325429
Pulte Mortgage LLC281381
Kemba Financial Credit Union271403
M/I Financial. LLC259325
NFM, Inc236297
JPMorgan Chase Bank, NA225362
Union Savings Bank202256
PNC Bank N.A.194303
NVR Mortgage Finance, Inc.175210
Union Home Mortgage Corp.161209
First Commonwealth Bank159257
First Financial Bank158216
Wright Patt Credit Union Inc118203
Lower, LLC112158
DHI Mortgage Company, LTD.96138
Crosscountry Mortgage, LLC95168
Wesbanco Bank, Inc.87115
Guaranteed Rate, Inc.82160
Pennymac Loan Services LLC77120
The Equitable Mortgage Corporation6996
BMI Federal Credit Union6788

Applications by race, ethnicity and sex, 2025

By race, Delaware County, Ohio: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native22no rate: base under 50
Asian1,58117.8% of 1,185 decided
Black or African American43829.4% of 357 decided
Native Hawaiian or Other Pacific Islanderunder 10
White7,88715.9% of 6,572 decided
2 or more minority races14no rate: base under 50
Joint28715.0% of 240 decided
Free Form Text Onlyunder 10
Race Not Available1,65621.4% of 1,294 decided
By ethnicity, Delaware County, Ohio: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino26126.8% of 209 decided
Not Hispanic or Latino9,74216.6% of 7,998 decided
Jointwithheld
Ethnicity Not Available1,71421.1% of 1,336 decided
Free Form Text Onlyunder 10
By sex, Delaware County, Ohio: applications and denial rate
CategoryApplicationsDenial rate
Male3,93222.0% of 3,127 decided
Female1,93721.2% of 1,570 decided
Joint5,16112.2% of 4,319 decided
Sex Not Available86521.4% of 668 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved