Mortgage lending in Monroe County, Ohio

Lenders in Monroe County, Ohio reported 298 mortgage applications for 2025, according to the CFPB.

298 mortgage applications and 171 loans originated in 2025; the denial rate was 23.6% of 229 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the low-income housing hub: Monroe County, OH.

298
Applications: 171
Loans originated: 23.6%
Denial rate: 54 denied of 229 applications decided.

Every year

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Mortgage applications and loans originated in Monroe County, Ohio, by year
Year	Applications	Originated	Denied
2025	298	171	54
2024	280	175	49
2023	253	146	47
2022	272	157	57
2021	343	187	73
2020	363	216	70
2019	342	209	59
2018	283	191	46

The largest lenders here

Lenders in Monroe County, Ohio by loans originated, 2025
Lender	Originated	Applications
The Citizens National Bank	44	51
Bayer Hfcu	17	26
Woodsfield Savings Bank	16	22
Rocket Mortgage	10	17
Ohio Valley Community Credit Union	9	12
Wesbanco Bank, Inc.	9	20
NFM, Inc	6	7
Mortgage Research Center	5	17
Farm Credit Mid-America, Aca	4	5
Huntington National Bank	3	5
Belmont Savings Bank	3	3
New American Funding, LLC.	3	5
Crosscountry Mortgage, LLC	3	3
Unified Bank	2	3
The Loan Store, Inc	2	2
Equity Resources Inc	2	2
United Wholesale Mortgage	2	4
Equity Prime Mortgage LLC	2	3
Union Home Mortgage Corp.	2	3
Amerisave Mortgage Company	2	8
Peoples Bank	2	4
Figure Lending LLC	1	3
American Financial Resources LLC	1	1
Developer's Mortgage Company	1	1
Zillow Home Loans, LLC	1	1

Applications by race, ethnicity and sex, 2025

By race, Monroe County, Ohio: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
White	253	19.9% of 196 decided
Joint	under 10
Race Not Available	41	no rate: base under 50

By ethnicity, Monroe County, Ohio: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	252	19.0% of 195 decided
Joint	under 10
Ethnicity Not Available	41	no rate: base under 50

By sex, Monroe County, Ohio: applications and denial rate
Category	Applications	Denial rate
Male	138	24.8% of 101 decided
Female	48	no rate: base under 50
Joint	91	16.5% of 79 decided
Sex Not Available	21	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2242 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026