Mortgage lending in Perry County, Ohio
Lenders in Perry County, Ohio reported 1,314 mortgage applications for 2025, according to the CFPB.
1,314 mortgage applications and 775 loans originated in 2025; the denial rate was 24.0% of 1,062 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Perry County, OH HUD Metro FMR Area.
- 1,314
- Applications
- 775
- Loans originated
- 24.0%
- Denial rate
- 255 denied of 1,062 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,314 | 775 |
| 2024 | 1,165 | 682 |
| 2023 | 1,103 | 663 |
| 2022 | 1,421 | 834 |
| 2021 | 1,804 | 1,163 |
| 2020 | 1,769 | 1,176 |
| 2019 | 1,339 | 838 |
| 2018 | 1,191 | 714 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Park National Bank | 64 | 91 |
| Crosscountry Mortgage, LLC | 51 | 67 |
| Peoples State Bank | 43 | 46 |
| Rocket Mortgage | 39 | 57 |
| Vinton County National Bank | 32 | 47 |
| PNC Bank N.A. | 31 | 44 |
| Equity Resources Inc | 29 | 42 |
| North Valley Bank | 26 | 34 |
| NFM, Inc | 26 | 29 |
| Huntington National Bank | 25 | 54 |
| Union Home Mortgage Corp. | 24 | 28 |
| United Wholesale Mortgage | 21 | 31 |
| New American Funding, LLC. | 16 | 25 |
| Union Savings Bank | 13 | 18 |
| Fifth Third Bank, National Association | 12 | 18 |
| Peoples Bank | 11 | 15 |
| Vanderbilt Mortgage and Finance, Inc | 10 | 67 |
| Mortgage Research Center | 10 | 21 |
| US Bank, N.A. | 10 | 25 |
| loanDepot.com LLC | 9 | 16 |
| Pennymac Loan Services LLC | 9 | 18 |
| The Community Bank | 8 | 12 |
| Rapid Mortgage Company | 8 | 11 |
| Newrez LLC | 7 | 16 |
| Hopewell Federal Cu | 7 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 1,138 | 24.3% of 926 decided |
| Joint | under 10 | |
| Race Not Available | 155 | 22.8% of 123 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,111 | 23.7% of 910 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 183 | 24.5% of 139 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 511 | 21.8% of 418 decided |
| Female | 228 | 37.4% of 182 decided |
| Joint | 472 | 20.0% of 381 decided |
| Sex Not Available | 103 | 24.7% of 81 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1624 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved