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Mortgage lending in Indiana

Lenders in Indiana reported 286,494 mortgage applications for 2025, according to the CFPB.

286,494 mortgage applications and 178,349 loans originated in 2025. 47,461 of the 235,694 applications decided were denied, 20.1%. From 2025, the CFPB’s Snapshot release.

286,494
Applications
178,349
Loans originated
25.6 per 1,000 residents, over the Census Bureau's 2025 estimate.
20.1%
Denial rate
47,461 denied of 235,694 applications decided.

The largest lenders in Indiana

2 more columns on a wider screen

Lenders in Indiana by loans originated, 2025
RankLenderOriginated
1Rocket Mortgage9,736
2Ruoff Mortgage Company6,870
3United Wholesale Mortgage6,308
4Fifth Third Bank, National Association4,817
5Fairway Independent Mort Corp3,665
6First Merchants Bank3,248
7GVC Mortgage, Inc.3,231
8JPMorgan Chase Bank, NA2,857
9First Financial Bank2,821
10PNC Bank N.A.2,802
11Old National Bank2,746
12Freedom Mortgage Corporation2,580
13Huntington National Bank2,547
14Three Rivers Federal Crediit U2,448
15Indiana Members Credit Union2,387
16Mortgage Research Center2,331
17Union Home Mortgage Corp.2,257
18Everwise Credit Union2,255
19Centra Credit Union2,206
20Crosscountry Mortgage, LLC2,201
21Newrez LLC2,080
22German American Bank2,053
23Horizon Bank1,994
24Lennar Mortgage, LLC1,952
25Liberty Federal Credit Union1,930

Counties in Indiana

1 more column on a wider screen

Counties in Indiana by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Marion County22,092$185,000
Hamilton County12,815$295,000
Lake County12,067$185,000
Allen County10,785$175,000
St. Joseph County6,675$145,000
Hendricks County5,976$255,000
Johnson County5,648$235,000
Elkhart County4,829$155,000
Porter County4,710$225,000
Vanderburgh County4,421$145,000
Tippecanoe County4,350$195,000
Clark County4,081$195,000
Madison County3,599$135,000
Hancock County3,528$255,000
Boone County2,804$295,000
Monroe County2,741$205,000
Delaware County2,661$115,000
LaPorte County2,546$155,000
Morgan County2,469$215,000
Floyd County2,456$185,000
Howard County2,430$135,000
Kosciusko County2,358$155,000
Bartholomew County2,320$185,000
Vigo County2,300$115,000
Warrick County1,789$195,000
Dearborn County1,477$185,000
DeKalb County1,262$165,000
Wayne County1,257$115,000
Shelby County1,244$175,000
Grant County1,200$115,000
Noble County1,195$155,000
Lawrence County1,162$145,000
Harrison County1,138$175,000
Henry County1,136$135,000
Marshall County1,131$145,000
Whitley County1,014$155,000
Montgomery County981$155,000
LaGrange County965$155,000
Steuben County962$175,000
Jackson County956$155,000
Adams County950$115,000
Putnam County939$185,000
Huntington County934$125,000
Clinton County866$145,000
Jefferson County865$145,000
Jasper County852$175,000
Cass County826$115,000
Dubois County804$155,000
Wells County798$145,000
Greene County767$145,000
Gibson County762$135,000
Washington County722$145,000
Wabash County715$135,000
Miami County698$105,000
Decatur County685$165,000
Scott County682$145,000
Jennings County679$145,000
Knox County673$105,000
Ripley County642$155,000
White County642$155,000
Posey County637$145,000
Starke County616$145,000
Carroll County613$145,000
Clay County608$125,000
Daviess County542$145,000
Brown County539$205,000
Fayette County536$125,000
Franklin County536$175,000
Fulton County528$105,000
Randolph County528$105,000
Perry County527$105,000
Owen County511$165,000
Sullivan County443$105,000
Tipton County432$135,000
Rush County419$125,000
Spencer County407$135,000
Jay County400$95,000
Orange County397$125,000
Vermillion County387$95,000
Parke County375$115,000
Newton County370$145,000
Fountain County362$145,000
Pike County273$115,000
Pulaski County262$125,000
Switzerland County251$165,000
Benton County244$155,000
Crawford County219$135,000
Blackford County218$105,000
Martin County217$115,000
Warren County208$125,000
Union County160$135,000
Ohio County145$135,000

Indiana elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Indiana Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Immigration courts Immigration and the border

    The EOIR courts sitting in the state, what they completed and still have pending, and how far apart their asylum grant rates are. The courts, not the state’s residents: a detention court hears cases from far outside it.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Low-income housing Low-income housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Indiana Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration link above is EOIR’s courts, which sit in this state. CBP’s encounters are not by state and will not be: its sectors and field offices are areas of responsibility rather than a geography, and assigning them to states would be a claim the data does not make. Immigration and the border.

More about Indiana →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved