Mortgage lending in Washington County, Indiana
Lenders in Washington County, Indiana reported 1,236 mortgage applications for 2025, according to the CFPB.
1,236 mortgage applications and 722 loans originated in 2025; the denial rate was 22.7% of 975 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington County, IN HUD Metro FMR Area.
- 1,236
- Applications
- 722
- Loans originated
- 22.7%
- Denial rate
- 221 denied of 975 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,236 | 722 |
| 2024 | 1,018 | 589 |
| 2023 | 1,074 | 656 |
| 2022 | 1,276 | 795 |
| 2021 | 1,624 | 1,033 |
| 2020 | 1,535 | 937 |
| 2019 | 1,218 | 738 |
| 2018 | 1,069 | 625 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Centra Credit Union | 97 | 143 |
| First Harrison Bank | 94 | 110 |
| United Wholesale Mortgage | 41 | 54 |
| First Savings Bank | 41 | 67 |
| PNC Bank N.A. | 39 | 56 |
| Leaderone Financial Corp. | 35 | 46 |
| Rocket Mortgage | 29 | 43 |
| Beacon Credit Union | 22 | 32 |
| Hoosier Hills Credit Union | 13 | 16 |
| German American Bank | 13 | 24 |
| Farm Credit Mid-America, Aca | 13 | 19 |
| Mortgage Research Center | 9 | 25 |
| Ruoff Mortgage Company | 9 | 14 |
| Newrez LLC | 8 | 11 |
| Freedom Mortgage Corporation | 8 | 13 |
| Fifth Third Bank, National Association | 8 | 17 |
| Liberty Federal Credit Union | 7 | 7 |
| JPMorgan Chase Bank, NA | 7 | 9 |
| Guild Mortgage Company | 6 | 6 |
| New American Funding, LLC. | 6 | 12 |
| Equity Prime Mortgage LLC | 6 | 8 |
| Kind Lending, LLC | 6 | 7 |
| Success Mortgage Partners, Inc | 6 | 9 |
| 21ST Mortgage | 6 | 31 |
| First Financial Bank | 6 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,084 | 21.8% of 862 decided |
| 2 or more minority races | under 10 | |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 116 | 27.6% of 87 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,087 | 21.3% of 867 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 130 | 31.9% of 94 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 441 | 25.0% of 348 decided |
| Female | 260 | 26.2% of 195 decided |
| Joint | 465 | 17.5% of 382 decided |
| Sex Not Available | 70 | 32.0% of 50 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1957 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved