Mortgage lending in Scott County, Indiana
Lenders in Scott County, Indiana reported 1,187 mortgage applications for 2025, according to the CFPB.
1,187 mortgage applications and 682 loans originated in 2025; the denial rate was 24.4% of 963 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Scott County, IN.
- 1,187
- Applications
- 682
- Loans originated
- 24.4%
- Denial rate
- 235 denied of 963 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,187 | 682 |
| 2024 | 1,030 | 597 |
| 2023 | 875 | 505 |
| 2022 | 1,130 | 670 |
| 2021 | 1,480 | 925 |
| 2020 | 1,202 | 744 |
| 2019 | 868 | 512 |
| 2018 | 885 | 544 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Centra Credit Union | 194 | 256 |
| Rocket Mortgage | 47 | 58 |
| United Wholesale Mortgage | 39 | 55 |
| Equity Prime Mortgage LLC | 21 | 29 |
| Ruoff Mortgage Company | 19 | 22 |
| Direct Mortgage Loans, LLC | 18 | 21 |
| GVC Mortgage, Inc. | 13 | 16 |
| Freedom Mortgage Corporation | 12 | 28 |
| 21ST Mortgage | 12 | 62 |
| German American Bank | 11 | 16 |
| Click n' Close, Inc. | 11 | 15 |
| Stock Yards Bank & Trust Company | 10 | 18 |
| Interlinc Mortgage Services, LLC | 10 | 15 |
| First Financial Bank | 10 | 20 |
| Wesbanco Bank, Inc. | 10 | 19 |
| Farm Credit Mid-America, Aca | 9 | 11 |
| Pennymac Loan Services LLC | 9 | 16 |
| Mortgage Research Center | 8 | 22 |
| JPMorgan Chase Bank, NA | 8 | 19 |
| Ark-LA-Tex Financial Services LLC | 7 | 9 |
| Magnolia Bank | 7 | 9 |
| New American Funding, LLC. | 6 | 13 |
| Newrez LLC | 6 | 12 |
| Kind Lending, LLC | 6 | 11 |
| Fifth Third Bank, National Association | 6 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| White | 1,023 | 25.0% of 829 decided |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 129 | 19.6% of 107 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 25 | no rate: base under 50 |
| Not Hispanic or Latino | 1,017 | 24.4% of 824 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 127 | 25.7% of 101 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 424 | 24.6% of 338 decided |
| Female | 279 | 28.9% of 228 decided |
| Joint | 399 | 22.6% of 328 decided |
| Sex Not Available | 85 | 17.4% of 69 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1954 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved