Mortgage lending in Harrison County, Indiana
Lenders in Harrison County, Indiana reported 1,831 mortgage applications for 2025, according to the CFPB.
1,831 mortgage applications and 1,138 loans originated in 2025; the denial rate was 21.0% of 1,526 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Louisville, KY-IN HUD Metro FMR Area.
- 1,831
- Applications
- 1,138
- Loans originated
- 21.0%
- Denial rate
- 320 denied of 1,526 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,831 | 1,138 |
| 2024 | 1,636 | 982 |
| 2023 | 1,578 | 974 |
| 2022 | 2,053 | 1,260 |
| 2021 | 2,717 | 1,765 |
| 2020 | 2,689 | 1,786 |
| 2019 | 1,922 | 1,197 |
| 2018 | 1,689 | 1,066 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Harrison Bank | 230 | 277 |
| Rocket Mortgage | 79 | 104 |
| Centra Credit Union | 64 | 81 |
| First Savings Bank | 57 | 76 |
| Meade County Bank | 50 | 77 |
| United Wholesale Mortgage | 46 | 56 |
| New American Funding, LLC. | 35 | 58 |
| Freedom Mortgage Corporation | 24 | 34 |
| German American Bank | 21 | 36 |
| Mortgage Research Center | 16 | 37 |
| Northpointe Bank | 16 | 23 |
| JPMorgan Chase Bank, NA | 16 | 21 |
| Fifth Third Bank, National Association | 15 | 28 |
| Kind Lending, LLC | 14 | 17 |
| Pennymac Loan Services LLC | 14 | 21 |
| Navy Federal Credit Union | 13 | 18 |
| Farm Credit Mid-America, Aca | 13 | 15 |
| Fairway Independent Mort Corp | 13 | 19 |
| Regions Bank | 13 | 39 |
| Ark-LA-Tex Financial Services LLC | 11 | 14 |
| American Financial Resources LLC | 11 | 14 |
| Ruoff Mortgage Company | 10 | 14 |
| Magnolia Bank | 10 | 19 |
| PNC Bank N.A. | 10 | 12 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 54 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 12 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,573 | 20.4% of 1,329 decided |
| 2 or more minority races | under 10 | |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 211 | 25.6% of 160 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 31 | no rate: base under 50 |
| Not Hispanic or Latino | 1,544 | 20.2% of 1,304 decided |
| Joint | withheld | |
| Ethnicity Not Available | 233 | 25.7% of 179 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 644 | 22.1% of 535 decided |
| Female | 336 | 26.8% of 261 decided |
| Joint | 692 | 16.6% of 603 decided |
| Sex Not Available | 159 | 25.2% of 127 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1383 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved