Mortgage lending in Allen County, Indiana
Lenders in Allen County, Indiana reported 16,353 mortgage applications for 2025, according to the CFPB.
16,353 mortgage applications and 10,785 loans originated in 2025; the denial rate was 17.1% of 13,854 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fort Wayne, IN HUD Metro FMR Area.
- 16,353
- Applications
- 10,785
- Loans originated
- 17.1%
- Denial rate
- 2,365 denied of 13,854 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 16,353 | 10,785 |
| 2024 | 15,187 | 9,877 |
| 2023 | 13,559 | 8,787 |
| 2022 | 18,308 | 12,248 |
| 2021 | 27,714 | 19,517 |
| 2020 | 28,491 | 20,486 |
| 2019 | 18,439 | 12,810 |
| 2018 | 15,454 | 10,399 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Three Rivers Federal Crediit U | 1,496 | 1,975 |
| Ruoff Mortgage Company | 898 | 1,165 |
| First Merchants Bank | 477 | 672 |
| Rocket Mortgage | 430 | 605 |
| Fifth Third Bank, National Association | 426 | 636 |
| MidWest America Federal Credit Union | 398 | 524 |
| Profed Federal Credit Union | 332 | 516 |
| Fairway Independent Mort Corp | 321 | 392 |
| Union Savings Bank | 290 | 340 |
| DHI Mortgage Company, LTD. | 231 | 371 |
| GVC Mortgage, Inc. | 230 | 298 |
| PNC Bank N.A. | 217 | 333 |
| JPMorgan Chase Bank, NA | 201 | 294 |
| United Wholesale Mortgage | 199 | 292 |
| Lake City Bank | 185 | 240 |
| 1ST Source Bank | 169 | 246 |
| Old National Bank | 161 | 223 |
| Partners 1ST Federal Credit Union | 156 | 207 |
| Everwise Credit Union | 156 | 207 |
| Flagstar Bank NA | 152 | 260 |
| Fort Financial Credit Union | 146 | 190 |
| Star Financial Bank | 130 | 214 |
| Freedom Mortgage Corporation | 129 | 247 |
| Stockton Mortgage Corporation | 121 | 166 |
| loanDepot.com LLC | 116 | 182 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 65 | 34.0% of 53 decided |
| Asian | 874 | 17.5% of 724 decided |
| Black or African American | 1,098 | 27.7% of 896 decided |
| Native Hawaiian or Other Pacific Islander | 20 | no rate: base under 50 |
| White | 11,829 | 14.2% of 10,200 decided |
| 2 or more minority races | 28 | no rate: base under 50 |
| Joint | 339 | 16.4% of 293 decided |
| Free Form Text Only | 12 | no rate: base under 50 |
| Race Not Available | 2,088 | 27.6% of 1,641 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 959 | 22.7% of 818 decided |
| Not Hispanic or Latino | 13,116 | 15.5% of 11,234 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,976 | 25.1% of 1,540 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,997 | 17.0% of 5,021 decided |
| Female | 3,768 | 21.8% of 3,233 decided |
| Joint | 5,390 | 12.4% of 4,697 decided |
| Sex Not Available | 1,198 | 24.9% of 903 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1381 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved