Centra Credit Union
Centra Credit Union reported 3,115 mortgage applications for 2025, according to the CFPB.
3,115 mortgage applications and 2,292 loans originated in 2025; the denial rate was 9.4% of 2,573 applications decided. Its RSSD in the 2023 reporter panel is 461674. From 2025, the CFPB’s Snapshot release.
The same RSSD is Centra credit union’s: its credit union page on the banks hub.
- 3,115
- Applications
- 2,292
- Loans originated
- 9.4%
- Denial rate
- 241 denied of 2,573 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Centra Credit Union | 3,115 |
| 2024 | Centra Credit Union | 2,540 |
| 2023 | Centra Credit Union | 2,315 |
| 2022 | Centra Credit Union | 2,435 |
| 2021 | Centra Credit Union | 2,976 |
| 2020 | Centra Credit Union | 3,393 |
| 2019 | Centra Credit Union | 2,546 |
| 2018 | Centra Credit Union | 2,092 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 15 | no rate: base under 50 |
| Asian | 42 | no rate: base under 50 |
| Black or African American | 88 | 13.6% of 66 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,675 | 8.8% of 2,241 decided |
| 2 or more minority races | under 10 | |
| Joint | 37 | no rate: base under 50 |
| Race Not Available | 252 | 11.8% of 186 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 115 | 20.0% of 85 decided |
| Not Hispanic or Latino | 2,660 | 8.7% of 2,235 decided |
| Joint | 37 | no rate: base under 50 |
| Ethnicity Not Available | 303 | 11.8% of 221 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,020 | 10.8% of 841 decided |
| Female | 738 | 11.0% of 582 decided |
| Joint | 1,204 | 6.9% of 1,037 decided |
| Sex Not Available | 153 | 12.4% of 113 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved