Mortgage lending in Steuben County, Indiana
Lenders in Steuben County, Indiana reported 1,498 mortgage applications for 2025, according to the CFPB.
1,498 mortgage applications and 962 loans originated in 2025; the denial rate was 20.9% of 1,276 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Steuben County, IN.
- 1,498
- Applications
- 962
- Loans originated
- 20.9%
- Denial rate
- 267 denied of 1,276 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,498 | 962 |
| 2024 | 1,329 | 838 |
| 2023 | 1,218 | 737 |
| 2022 | 1,865 | 1,182 |
| 2021 | 2,597 | 1,788 |
| 2020 | 2,629 | 1,862 |
| 2019 | 1,790 | 1,136 |
| 2018 | 1,558 | 1,009 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Profed Federal Credit Union | 79 | 120 |
| Ruoff Mortgage Company | 79 | 105 |
| Three Rivers Federal Crediit U | 67 | 93 |
| Rocket Mortgage | 56 | 75 |
| GVC Mortgage, Inc. | 46 | 58 |
| Farmers State Bank | 45 | 54 |
| Fifth Third Bank, National Association | 32 | 57 |
| Star Financial Bank | 29 | 44 |
| The Farmers & Merchants State Bank | 26 | 33 |
| MidWest America Federal Credit Union | 24 | 27 |
| Zippy Loans, LLC | 24 | 38 |
| United Wholesale Mortgage | 23 | 32 |
| Fort Financial Credit Union | 22 | 24 |
| Fairway Independent Mort Corp | 20 | 26 |
| Flagstar Bank NA | 18 | 25 |
| The State Bank & Trust Company | 16 | 23 |
| Geneva Financial LLC | 15 | 19 |
| Crosscountry Mortgage, LLC | 12 | 21 |
| loanDepot.com LLC | 11 | 20 |
| Nationstar Mortgage | 11 | 17 |
| Lake City Bank | 11 | 17 |
| Huntington National Bank | 10 | 17 |
| Union Savings Bank | 10 | 11 |
| Stockton Mortgage Corporation | 10 | 13 |
| JPMorgan Chase Bank, NA | 9 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,295 | 20.0% of 1,113 decided |
| Joint | 17 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 162 | 28.7% of 129 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 51 | no rate: base under 50 |
| Not Hispanic or Latino | 1,263 | 19.6% of 1,085 decided |
| Joint | 20 | no rate: base under 50 |
| Ethnicity Not Available | 164 | 28.2% of 131 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 569 | 27.1% of 480 decided |
| Female | 280 | 20.7% of 246 decided |
| Joint | 559 | 14.3% of 481 decided |
| Sex Not Available | 90 | 24.6% of 69 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1386 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved