Mortgage lending in Vermillion County, Indiana
Lenders in Vermillion County, Indiana reported 654 mortgage applications for 2025, according to the CFPB.
654 mortgage applications and 387 loans originated in 2025; the denial rate was 23.8% of 547 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Terre Haute, IN HUD Metro FMR Area.
- 654
- Applications
- 387
- Loans originated
- 23.8%
- Denial rate
- 130 denied of 547 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 654 | 387 |
| 2024 | 532 | 327 |
| 2023 | 484 | 309 |
| 2022 | 617 | 401 |
| 2021 | 733 | 477 |
| 2020 | 711 | 447 |
| 2019 | 477 | 288 |
| 2018 | 490 | 282 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Financial Bank NA | 90 | 146 |
| Fifth Third Bank, National Association | 30 | 53 |
| Rocket Mortgage | 24 | 37 |
| GVC Mortgage, Inc. | 22 | 28 |
| Ruoff Mortgage Company | 19 | 25 |
| Wolfe Financial Inc | 17 | 22 |
| Old National Bank | 17 | 30 |
| Mortgage Research Center | 9 | 21 |
| First Farmers Bank & Trust | 8 | 11 |
| Riddell National Bank | 6 | 6 |
| Movement Mortgage, LLC | 6 | 7 |
| Fairway Independent Mort Corp | 6 | 9 |
| Royal United Mortgage LLC | 6 | 6 |
| Pennymac Loan Services LLC | 6 | 11 |
| Indiana State University FCU | 5 | 7 |
| Zillow Home Loans, LLC | 4 | 6 |
| The Fisher National Bank | 4 | 7 |
| Industrial Federal C. U. | 4 | 4 |
| CMG Mortgage Inc | 4 | 5 |
| Elements Financial Federal Cre | 4 | 5 |
| Longview Bank | 4 | 4 |
| Carrington Mortgage Services LLC | 4 | 8 |
| Crane Credit Union | 4 | 4 |
| Village Capital & Investment | 4 | 4 |
| Crosscountry Mortgage, LLC | 4 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 589 | 23.8% of 499 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 48 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 591 | 23.7% of 497 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 53 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 248 | 25.6% of 211 decided |
| Female | 150 | 22.6% of 124 decided |
| Joint | 223 | 22.3% of 188 decided |
| Sex Not Available | 33 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2747 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved