Mortgage lending in Wells County, Indiana
Lenders in Wells County, Indiana reported 1,245 mortgage applications for 2025, according to the CFPB.
1,245 mortgage applications and 798 loans originated in 2025; the denial rate was 20.8% of 1,071 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wells County, IN HUD Metro FMR Area.
- 1,245
- Applications
- 798
- Loans originated
- 20.8%
- Denial rate
- 223 denied of 1,071 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,245 | 798 |
| 2024 | 1,247 | 798 |
| 2023 | 1,074 | 662 |
| 2022 | 1,359 | 918 |
| 2021 | 1,829 | 1,300 |
| 2020 | 1,928 | 1,422 |
| 2019 | 1,289 | 908 |
| 2018 | 1,160 | 827 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Three Rivers Federal Crediit U | 104 | 142 |
| Ruoff Mortgage Company | 73 | 84 |
| Profed Federal Credit Union | 66 | 103 |
| Stockton Mortgage Corporation | 63 | 82 |
| First Bank of Berne | 53 | 60 |
| First Merchants Bank | 35 | 58 |
| Rocket Mortgage | 29 | 41 |
| The Farmers & Merchants State Bank | 28 | 38 |
| MidWest America Federal Credit Union | 25 | 34 |
| PNC Bank N.A. | 22 | 31 |
| 1ST Source Bank | 21 | 26 |
| Fifth Third Bank, National Association | 21 | 30 |
| DHI Mortgage Company, LTD. | 20 | 29 |
| Zippy Loans, LLC | 17 | 53 |
| Fairway Independent Mort Corp | 16 | 18 |
| United Wholesale Mortgage | 14 | 16 |
| GVC Mortgage, Inc. | 13 | 16 |
| Freedom Mortgage Corporation | 12 | 20 |
| Flagstar Bank NA | 9 | 19 |
| Pennymac Loan Services LLC | 8 | 11 |
| Union Home Mortgage Corp. | 7 | 7 |
| loanDepot.com LLC | 6 | 14 |
| Carrington Mortgage Services LLC | 6 | 16 |
| Lower, LLC | 6 | 10 |
| Everwise Credit Union | 6 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 15 | no rate: base under 50 |
| White | 1,092 | 18.5% of 948 decided |
| Joint | 16 | no rate: base under 50 |
| Race Not Available | 110 | 39.3% of 89 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 31 | no rate: base under 50 |
| Not Hispanic or Latino | 1,078 | 18.8% of 934 decided |
| Joint | 22 | no rate: base under 50 |
| Ethnicity Not Available | 114 | 31.9% of 94 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 406 | 22.6% of 349 decided |
| Female | 259 | 27.1% of 218 decided |
| Joint | 508 | 14.7% of 448 decided |
| Sex Not Available | 72 | 33.9% of 56 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1958 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved