Mortgage lending in Jackson County, Indiana
Lenders in Jackson County, Indiana reported 1,499 mortgage applications for 2025, according to the CFPB.
1,499 mortgage applications and 956 loans originated in 2025; the denial rate was 19.1% of 1,223 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jackson County, IN.
- 1,499
- Applications
- 956
- Loans originated
- 19.1%
- Denial rate
- 233 denied of 1,223 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,499 | 956 |
| 2024 | 1,440 | 966 |
| 2023 | 1,283 | 837 |
| 2022 | 1,728 | 1,170 |
| 2021 | 2,493 | 1,687 |
| 2020 | 2,365 | 1,670 |
| 2019 | 1,596 | 1,072 |
| 2018 | 1,572 | 998 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Centra Credit Union | 192 | 247 |
| Jackson County Bank | 140 | 177 |
| Wolfe Financial Inc | 54 | 65 |
| GVC Mortgage, Inc. | 54 | 63 |
| Rocket Mortgage | 42 | 59 |
| First Financial Bank | 38 | 54 |
| German American Bank | 28 | 40 |
| United Wholesale Mortgage | 26 | 37 |
| Ruoff Mortgage Company | 25 | 32 |
| PNC Bank N.A. | 22 | 39 |
| Direct Mortgage Loans, LLC | 18 | 22 |
| loanDepot.com LLC | 17 | 23 |
| Old National Bank | 16 | 26 |
| CMG Mortgage Inc | 16 | 19 |
| Freedom Mortgage Corporation | 15 | 28 |
| Fairway Independent Mort Corp | 14 | 18 |
| Mortgage Research Center | 12 | 30 |
| Beacon Credit Union | 10 | 21 |
| Pennymac Loan Services LLC | 10 | 28 |
| Fifth Third Bank, National Association | 9 | 25 |
| Farm Credit Mid-America, Aca | 7 | 12 |
| Nationstar Mortgage | 7 | 11 |
| Newrez LLC | 6 | 14 |
| Crosscountry Mortgage, LLC | 5 | 16 |
| US Bank, N.A. | 5 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,287 | 18.1% of 1,085 decided |
| 2 or more minority races | under 10 | |
| Joint | 15 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 166 | 24.8% of 105 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 100 | 29.5% of 78 decided |
| Not Hispanic or Latino | 1,228 | 17.5% of 1,034 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 158 | 28.4% of 102 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 511 | 22.5% of 417 decided |
| Female | 365 | 24.0% of 296 decided |
| Joint | 524 | 11.9% of 453 decided |
| Sex Not Available | 99 | 24.6% of 57 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1728 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved