Mortgage lending in Lawrence County, Indiana
Lenders in Lawrence County, Indiana reported 1,901 mortgage applications for 2025, according to the CFPB.
1,901 mortgage applications and 1,162 loans originated in 2025; the denial rate was 21.4% of 1,572 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lawrence County, IN.
- 1,901
- Applications
- 1,162
- Loans originated
- 21.4%
- Denial rate
- 337 denied of 1,572 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,901 | 1,162 |
| 2024 | 1,647 | 1,026 |
| 2023 | 1,610 | 1,013 |
| 2022 | 2,044 | 1,238 |
| 2021 | 2,208 | 1,451 |
| 2020 | 1,938 | 1,239 |
| 2019 | 1,533 | 943 |
| 2018 | 1,326 | 810 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Hoosier Hills Credit Union | 203 | 272 |
| CMG Mortgage Inc | 115 | 161 |
| Ruoff Mortgage Company | 96 | 114 |
| Rocket Mortgage | 59 | 88 |
| German American Bank | 48 | 71 |
| Jackson County Bank | 48 | 69 |
| Indiana University CU | 46 | 66 |
| Paramount Residential Mortgage | 29 | 41 |
| Freedom Mortgage Corporation | 29 | 46 |
| Crane Credit Union | 29 | 39 |
| Mortgage Research Center | 27 | 58 |
| United Wholesale Mortgage | 19 | 26 |
| Fifth Third Bank, National Association | 19 | 34 |
| Old National Bank | 17 | 29 |
| loanDepot.com LLC | 15 | 26 |
| Flanagan State Bank | 14 | 24 |
| Premier Mortgage Resources, LLC | 14 | 17 |
| The Poples State Bank | 14 | 15 |
| JPMorgan Chase Bank, NA | 12 | 19 |
| Pennymac Loan Services LLC | 12 | 23 |
| Goodleap, LLC | 11 | 25 |
| Navy Federal Credit Union | 10 | 20 |
| New American Funding, LLC. | 10 | 25 |
| Newrez LLC | 10 | 25 |
| Regions Bank | 10 | 25 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| White | 1,663 | 20.3% of 1,397 decided |
| 2 or more minority races | under 10 | |
| Joint | 26 | no rate: base under 50 |
| Race Not Available | 183 | 31.6% of 136 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 30 | no rate: base under 50 |
| Not Hispanic or Latino | 1,609 | 20.2% of 1,344 decided |
| Joint | 28 | no rate: base under 50 |
| Ethnicity Not Available | 234 | 30.4% of 181 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 689 | 18.7% of 577 decided |
| Female | 426 | 28.1% of 352 decided |
| Joint | 661 | 17.6% of 550 decided |
| Sex Not Available | 125 | 35.5% of 93 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1949 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved