Mortgage lending in Floyd County, Indiana
Lenders in Floyd County, Indiana reported 3,725 mortgage applications for 2025, according to the CFPB.
3,725 mortgage applications and 2,456 loans originated in 2025; the denial rate was 16.2% of 3,048 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Louisville, KY-IN HUD Metro FMR Area.
- 3,725
- Applications
- 2,456
- Loans originated
- 16.2%
- Denial rate
- 494 denied of 3,048 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,725 | 2,456 |
| 2024 | 3,406 | 2,290 |
| 2023 | 3,172 | 2,110 |
| 2022 | 4,020 | 2,663 |
| 2021 | 6,364 | 4,465 |
| 2020 | 6,380 | 4,605 |
| 2019 | 4,345 | 2,957 |
| 2018 | 3,695 | 2,415 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 184 | 230 |
| United Wholesale Mortgage | 173 | 197 |
| Centra Credit Union | 117 | 151 |
| First Harrison Bank | 90 | 113 |
| Republic Bank & Trust | 89 | 120 |
| PNC Bank N.A. | 84 | 137 |
| German American Bank | 75 | 109 |
| Stock Yards Bank & Trust Company | 74 | 99 |
| Freedom Mortgage Corporation | 71 | 136 |
| Fifth Third Bank, National Association | 52 | 99 |
| JPMorgan Chase Bank, NA | 49 | 66 |
| First Financial Bank | 45 | 70 |
| Magnolia Bank | 40 | 52 |
| First Savings Bank | 40 | 54 |
| L&N Federal Credit Union | 36 | 47 |
| Northpointe Bank | 36 | 56 |
| Wesbanco Bank, Inc. | 36 | 50 |
| Kind Lending, LLC | 35 | 50 |
| Pennymac Loan Services LLC | 34 | 56 |
| Nationstar Mortgage | 31 | 46 |
| The Loan Store, Inc | 30 | 36 |
| Ark-LA-Tex Financial Services LLC | 29 | 40 |
| New American Funding, LLC. | 29 | 46 |
| MM Lending, LLC | 29 | 29 |
| AmeriHome Mortgage Company, LLC | 28 | 30 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 28 | no rate: base under 50 |
| Asian | 54 | no rate: base under 50 |
| Black or African American | 119 | 28.9% of 97 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,956 | 15.4% of 2,430 decided |
| 2 or more minority races | under 10 | |
| Joint | 74 | 18.5% of 54 decided |
| Race Not Available | 487 | 17.3% of 400 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 103 | 20.0% of 75 decided |
| Not Hispanic or Latino | 3,067 | 16.2% of 2,514 decided |
| Joint | withheld | |
| Ethnicity Not Available | 493 | 16.6% of 409 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,254 | 18.7% of 999 decided |
| Female | 876 | 17.5% of 704 decided |
| Joint | 1,256 | 12.6% of 1,065 decided |
| Sex Not Available | 339 | 17.9% of 280 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1243 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved