Mortgage lending in Newton County, Indiana
Lenders in Newton County, Indiana reported 587 mortgage applications for 2025, according to the CFPB.
587 mortgage applications and 370 loans originated in 2025; the denial rate was 22.5% of 498 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Gary, IN HUD Metro FMR Area.
- 587
- Applications
- 370
- Loans originated
- 22.5%
- Denial rate
- 112 denied of 498 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 587 | 370 |
| 2024 | 509 | 348 |
| 2023 | 475 | 322 |
| 2022 | 537 | 340 |
| 2021 | 875 | 572 |
| 2020 | 760 | 508 |
| 2019 | 597 | 408 |
| 2018 | 515 | 328 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community State Bank | 38 | 38 |
| Rocket Mortgage | 37 | 51 |
| American Financial Network, Inc. | 29 | 34 |
| Tech Credit Union | 23 | 24 |
| Centier Bank | 13 | 16 |
| DeMotte State Bank | 12 | 24 |
| First Merchants Bank | 9 | 21 |
| loanDepot.com LLC | 8 | 8 |
| United Wholesale Mortgage | 8 | 10 |
| Crosscountry Mortgage, LLC | 8 | 12 |
| Ruoff Mortgage Company | 7 | 9 |
| JPMorgan Chase Bank, NA | 7 | 13 |
| First Financial Bank | 7 | 17 |
| Fifth Third Bank, National Association | 7 | 20 |
| Loan Funder LLC | 6 | 6 |
| GVC Mortgage, Inc. | 6 | 8 |
| American Pacific Mortgage Corporation | 6 | 6 |
| Fairway Independent Mort Corp | 6 | 6 |
| Guaranteed Rate, Inc. | 5 | 13 |
| AmeriHome Mortgage Company, LLC | 4 | 5 |
| Diamond Residential MTG Corp | 4 | 6 |
| Horizon Bank | 4 | 6 |
| HomeBridge Financial Services, Inc | 3 | 3 |
| Gold Star Mortgage Financial Group, Corporation | 3 | 3 |
| Kentland Bank | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 509 | 21.7% of 433 decided |
| Joint | under 10 | |
| Race Not Available | 63 | 30.2% of 53 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 27 | no rate: base under 50 |
| Not Hispanic or Latino | 486 | 21.3% of 413 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 64 | 27.8% of 54 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 274 | 19.6% of 230 decided |
| Female | 100 | 29.9% of 87 decided |
| Joint | 161 | 19.7% of 137 decided |
| Sex Not Available | 52 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1951 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved