Mortgage lending in Decatur County, Indiana
Lenders in Decatur County, Indiana reported 1,027 mortgage applications for 2025, according to the CFPB.
1,027 mortgage applications and 685 loans originated in 2025; the denial rate was 17.3% of 862 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Decatur County, IN.
- 1,027
- Applications
- 685
- Loans originated
- 17.3%
- Denial rate
- 149 denied of 862 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,027 | 685 |
| 2024 | 893 | 607 |
| 2023 | 801 | 525 |
| 2022 | 1,070 | 713 |
| 2021 | 1,494 | 1,017 |
| 2020 | 1,526 | 1,065 |
| 2019 | 1,124 | 763 |
| 2018 | 917 | 614 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Financial Bank | 96 | 128 |
| Centra Credit Union | 66 | 94 |
| Fifth Third Bank, National Association | 50 | 78 |
| GVC Mortgage, Inc. | 49 | 58 |
| Jackson County Bank | 42 | 52 |
| Ruoff Mortgage Company | 38 | 42 |
| Rocket Mortgage | 31 | 46 |
| German American Bank | 23 | 29 |
| First Federal Savings and Loan | 21 | 21 |
| Freedom Mortgage Corporation | 17 | 33 |
| United Wholesale Mortgage | 15 | 25 |
| Honda Federal Credit Union | 12 | 15 |
| Mortgage Research Center | 11 | 20 |
| American Pacific Mortgage Corporation | 11 | 12 |
| Union Savings and Loan Association | 9 | 10 |
| Union Savings Bank | 9 | 11 |
| Carrington Mortgage Services LLC | 8 | 14 |
| Crosscountry Mortgage, LLC | 8 | 12 |
| FCN Bank | 8 | 8 |
| Amerisave Mortgage Company | 7 | 17 |
| PNC Bank N.A. | 7 | 8 |
| Newrez LLC | 6 | 16 |
| Fairway Independent Mort Corp | 6 | 10 |
| Goodleap, LLC | 6 | 13 |
| Pennymac Loan Services LLC | 6 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 907 | 17.0% of 778 decided |
| Joint | under 10 | |
| Race Not Available | 101 | 21.4% of 70 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 889 | 16.8% of 763 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 106 | 25.0% of 76 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 365 | 16.1% of 299 decided |
| Female | 227 | 26.3% of 190 decided |
| Joint | 370 | 11.8% of 329 decided |
| Sex Not Available | 65 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1552 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved