Mortgage lending in Madison County, Indiana
Lenders in Madison County, Indiana reported 6,098 mortgage applications for 2025, according to the CFPB.
6,098 mortgage applications and 3,599 loans originated in 2025; the denial rate was 22.7% of 4,922 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Anderson, IN HUD Metro FMR Area.
- 6,098
- Applications
- 3,599
- Loans originated
- 22.7%
- Denial rate
- 1,115 denied of 4,922 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,098 | 3,599 |
| 2024 | 5,695 | 3,444 |
| 2023 | 5,670 | 3,309 |
| 2022 | 6,969 | 4,185 |
| 2021 | 9,037 | 5,801 |
| 2020 | 7,555 | 4,812 |
| 2019 | 5,699 | 3,458 |
| 2018 | 5,247 | 3,035 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Merchants Bank | 235 | 377 |
| PNC Bank N.A. | 226 | 347 |
| Rocket Mortgage | 215 | 316 |
| Ruoff Mortgage Company | 184 | 247 |
| United Wholesale Mortgage | 115 | 165 |
| GVC Mortgage, Inc. | 109 | 137 |
| Fairway Independent Mort Corp | 106 | 141 |
| Star Financial Bank | 104 | 197 |
| Vanderbilt Mortgage and Finance, Inc | 90 | 118 |
| Calcon Mutual Mortgage LLC | 82 | 117 |
| Guild Mortgage Company | 80 | 97 |
| Union Home Mortgage Corp. | 74 | 92 |
| Mortgage Research Center | 71 | 132 |
| Huntington National Bank | 68 | 147 |
| Newrez LLC | 68 | 205 |
| Madison County Federal Credit | 62 | 78 |
| Independent Federal Credit Uni | 53 | 72 |
| loanDepot.com LLC | 51 | 87 |
| New American Funding, LLC. | 50 | 114 |
| Freedom Mortgage Corporation | 50 | 106 |
| FORUM Credit Union | 50 | 68 |
| Indiana Members Credit Union | 48 | 65 |
| Keybank National Association | 48 | 87 |
| American Mortgage Bank | 45 | 56 |
| Old National Bank | 43 | 81 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 16 | no rate: base under 50 |
| Asian | 51 | no rate: base under 50 |
| Black or African American | 247 | 27.4% of 190 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,798 | 21.9% of 3,952 decided |
| 2 or more minority races | under 10 | |
| Joint | 60 | no rate: base under 50 |
| Race Not Available | 917 | 25.9% of 675 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 206 | 33.3% of 156 decided |
| Not Hispanic or Latino | 4,908 | 21.9% of 4,037 decided |
| Joint | 64 | no rate: base under 50 |
| Ethnicity Not Available | 920 | 25.0% of 681 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,208 | 24.6% of 1,780 decided |
| Female | 1,505 | 26.9% of 1,199 decided |
| Joint | 1,755 | 16.7% of 1,484 decided |
| Sex Not Available | 630 | 23.5% of 459 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2142 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved