Mortgage lending in Bartholomew County, Indiana
Lenders in Bartholomew County, Indiana reported 3,623 mortgage applications for 2025, according to the CFPB.
3,623 mortgage applications and 2,320 loans originated in 2025; the denial rate was 16.8% of 2,925 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Columbus, IN MSA.
- 3,623
- Applications
- 2,320
- Loans originated
- 16.8%
- Denial rate
- 490 denied of 2,925 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,623 | 2,320 |
| 2024 | 3,317 | 2,246 |
| 2023 | 3,193 | 2,081 |
| 2022 | 4,174 | 2,682 |
| 2021 | 6,362 | 4,329 |
| 2020 | 6,216 | 4,357 |
| 2019 | 4,242 | 2,890 |
| 2018 | 3,635 | 2,475 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Centra Credit Union | 512 | 701 |
| First Financial Bank | 228 | 337 |
| German American Bank | 142 | 173 |
| Jackson County Bank | 122 | 157 |
| Rocket Mortgage | 106 | 152 |
| GVC Mortgage, Inc. | 86 | 112 |
| Ruoff Mortgage Company | 84 | 107 |
| Fairway Independent Mort Corp | 83 | 109 |
| Fifth Third Bank, National Association | 77 | 122 |
| CMG Mortgage Inc | 63 | 84 |
| Old National Bank | 52 | 81 |
| Union Savings Bank | 52 | 58 |
| Vanderbilt Mortgage and Finance, Inc | 49 | 61 |
| United Wholesale Mortgage | 45 | 69 |
| Mortgage Research Center | 40 | 74 |
| Freedom Mortgage Corporation | 28 | 60 |
| Horizon Bank | 27 | 39 |
| PNC Bank N.A. | 21 | 36 |
| Newrez LLC | 20 | 56 |
| Crosscountry Mortgage, LLC | 20 | 27 |
| Nationstar Mortgage | 19 | 24 |
| 21ST Mortgage | 18 | 54 |
| JPMorgan Chase Bank, NA | 18 | 29 |
| Success Lending, LLC | 13 | 15 |
| Pennymac Loan Services LLC | 13 | 20 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 23 | no rate: base under 50 |
| Asian | 144 | 10.3% of 117 decided |
| Black or African American | 56 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,896 | 16.7% of 2,378 decided |
| 2 or more minority races | under 10 | |
| Joint | 56 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 441 | 19.9% of 312 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 216 | 22.7% of 172 decided |
| Not Hispanic or Latino | 2,943 | 15.8% of 2,416 decided |
| Joint | 46 | no rate: base under 50 |
| Ethnicity Not Available | 418 | 21.7% of 300 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,366 | 20.1% of 1,094 decided |
| Female | 794 | 19.5% of 640 decided |
| Joint | 1,226 | 11.4% of 1,025 decided |
| Sex Not Available | 237 | 16.9% of 166 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1241 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved