Mortgage lending in Franklin County, Indiana
Lenders in Franklin County, Indiana reported 847 mortgage applications for 2025, according to the CFPB.
847 mortgage applications and 536 loans originated in 2025; the denial rate was 19.9% of 692 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Franklin County, IN HUD Metro FMR Area.
- 847
- Applications
- 536
- Loans originated
- 19.9%
- Denial rate
- 138 denied of 692 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 847 | 536 |
| 2024 | 713 | 471 |
| 2023 | 732 | 482 |
| 2022 | 925 | 613 |
| 2021 | 1,432 | 956 |
| 2020 | 1,620 | 1,164 |
| 2019 | 1,022 | 666 |
| 2018 | 911 | 559 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Financial Bank | 95 | 147 |
| FCN Bank | 72 | 81 |
| Fifth Third Bank, National Association | 38 | 61 |
| American Pacific Mortgage Corporation | 26 | 34 |
| Rocket Mortgage | 24 | 38 |
| Union Home Mortgage Corp. | 12 | 17 |
| Fairway Independent Mort Corp | 11 | 11 |
| PNC Bank N.A. | 11 | 16 |
| The Bath State Bank | 10 | 10 |
| Kemba Credit Union | 9 | 12 |
| United Wholesale Mortgage | 8 | 15 |
| Mortgage Research Center | 7 | 16 |
| Newrez LLC | 7 | 18 |
| Freedom Mortgage Corporation | 7 | 11 |
| Amerisave Mortgage Company | 7 | 10 |
| US Bank, N.A. | 7 | 16 |
| Pennymac Loan Services LLC | 7 | 11 |
| The Friendship State Bank | 6 | 9 |
| Huntington National Bank | 6 | 11 |
| Civista Bank | 6 | 10 |
| Nationstar Mortgage | 6 | 11 |
| Crosscountry Mortgage, LLC | 6 | 13 |
| Citizens Bank, NA | 6 | 6 |
| NFM, Inc | 5 | 7 |
| First Community Mortgage, Inc. | 5 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| White | 770 | 20.5% of 629 decided |
| Joint | under 10 | |
| Race Not Available | 71 | 15.0% of 60 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 750 | 20.4% of 612 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 88 | 16.7% of 72 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 296 | 20.9% of 239 decided |
| Female | 151 | 24.0% of 125 decided |
| Joint | 355 | 17.7% of 288 decided |
| Sex Not Available | 45 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1382 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved