Mortgage lending in Miami County, Indiana
Lenders in Miami County, Indiana reported 1,209 mortgage applications for 2025, according to the CFPB.
1,209 mortgage applications and 698 loans originated in 2025; the denial rate was 22.6% of 993 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Miami County, IN.
- 1,209
- Applications
- 698
- Loans originated
- 22.6%
- Denial rate
- 224 denied of 993 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,209 | 698 |
| 2024 | 1,080 | 669 |
| 2023 | 890 | 511 |
| 2022 | 1,277 | 738 |
| 2021 | 1,465 | 929 |
| 2020 | 1,367 | 849 |
| 2019 | 975 | 576 |
| 2018 | 894 | 520 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Farmers Bank & Trust | 88 | 119 |
| Ruoff Mortgage Company | 67 | 83 |
| Beacon Credit Union | 67 | 97 |
| Rocket Mortgage | 40 | 58 |
| PNC Bank N.A. | 31 | 64 |
| First Bank of Berne | 21 | 25 |
| First Merchants Bank | 20 | 36 |
| Mortgage Research Center | 19 | 41 |
| Crossroads Bank | 19 | 21 |
| Zippy Loans, LLC | 15 | 51 |
| Security Federal Savings Bank | 14 | 15 |
| Pennymac Loan Services LLC | 13 | 22 |
| United Wholesale Mortgage | 11 | 16 |
| First Federal Savings Bank | 11 | 12 |
| Flagstar Bank NA | 10 | 23 |
| Newrez LLC | 9 | 15 |
| Plaza Home Mortgage, Inc | 9 | 15 |
| Freedom Mortgage Corporation | 9 | 21 |
| Goodleap, LLC | 9 | 13 |
| Lake City Bank | 9 | 17 |
| 1ST Source Bank | 9 | 13 |
| loanDepot.com LLC | 8 | 16 |
| Luminate Bank | 8 | 12 |
| Solidarity Community Federal Credit Union | 7 | 18 |
| Ixonia Bank | 7 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,044 | 22.1% of 877 decided |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 123 | 29.8% of 84 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 23 | no rate: base under 50 |
| Not Hispanic or Latino | 1,055 | 21.9% of 889 decided |
| Joint | 11 | no rate: base under 50 |
| Ethnicity Not Available | 120 | 30.0% of 80 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 455 | 23.6% of 381 decided |
| Female | 273 | 31.4% of 223 decided |
| Joint | 410 | 15.1% of 345 decided |
| Sex Not Available | 71 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2667 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved