Mortgage lending in Putnam County, Indiana
Lenders in Putnam County, Indiana reported 1,559 mortgage applications for 2025, according to the CFPB.
1,559 mortgage applications and 939 loans originated in 2025; the denial rate was 20.6% of 1,253 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Putnam County, IN.
- 1,559
- Applications
- 939
- Loans originated
- 20.6%
- Denial rate
- 258 denied of 1,253 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,559 | 939 |
| 2024 | 1,516 | 959 |
| 2023 | 1,355 | 821 |
| 2022 | 1,777 | 1,106 |
| 2021 | 2,513 | 1,700 |
| 2020 | 2,593 | 1,770 |
| 2019 | 1,782 | 1,164 |
| 2018 | 1,683 | 1,065 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Ruoff Mortgage Company | 75 | 100 |
| Everwise Credit Union | 58 | 84 |
| North Salem State Bank | 51 | 57 |
| Rocket Mortgage | 51 | 78 |
| Wolfe Financial Inc | 44 | 54 |
| United Wholesale Mortgage | 38 | 67 |
| Old National Bank | 35 | 47 |
| Huntington National Bank | 29 | 42 |
| First National Bank | 29 | 46 |
| GVC Mortgage, Inc. | 25 | 29 |
| Newrez LLC | 25 | 45 |
| Fairway Independent Mort Corp | 24 | 31 |
| Union Home Mortgage Corp. | 22 | 28 |
| Freedom Mortgage Corporation | 18 | 38 |
| PNC Bank N.A. | 18 | 38 |
| Mortgage Research Center | 16 | 32 |
| MJW Financial LLC Dba MJW Mortgage | 15 | 19 |
| Indiana Members Credit Union | 14 | 17 |
| Fifth Third Bank, National Association | 14 | 28 |
| Riddell National Bank | 13 | 13 |
| First Financial Bank NA | 13 | 23 |
| New American Funding, LLC. | 12 | 22 |
| Crane Credit Union | 10 | 13 |
| Renasant Bank | 9 | 13 |
| loanDepot.com LLC | 9 | 20 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,360 | 19.9% of 1,102 decided |
| 2 or more minority races | under 10 | |
| Joint | 20 | no rate: base under 50 |
| Race Not Available | 163 | 25.4% of 122 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 18 | no rate: base under 50 |
| Not Hispanic or Latino | 1,337 | 19.4% of 1,087 decided |
| Joint | 20 | no rate: base under 50 |
| Ethnicity Not Available | 184 | 28.9% of 135 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 592 | 23.1% of 471 decided |
| Female | 253 | 26.1% of 207 decided |
| Joint | 617 | 14.7% of 502 decided |
| Sex Not Available | 97 | 28.8% of 73 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1246 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved