Mortgage lending in Fulton County, Indiana
Lenders in Fulton County, Indiana reported 872 mortgage applications for 2025, according to the CFPB.
872 mortgage applications and 528 loans originated in 2025; the denial rate was 24.3% of 741 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fulton County, IN.
- 872
- Applications
- 528
- Loans originated
- 24.3%
- Denial rate
- 180 denied of 741 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 872 | 528 |
| 2024 | 776 | 459 |
| 2023 | 715 | 446 |
| 2022 | 877 | 570 |
| 2021 | 1,088 | 770 |
| 2020 | 1,131 | 773 |
| 2019 | 779 | 490 |
| 2018 | 680 | 430 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Federal Savings Bank | 116 | 128 |
| Lake City Bank | 56 | 75 |
| Beacon Credit Union | 40 | 54 |
| Zippy Loans, LLC | 33 | 106 |
| Ruoff Mortgage Company | 31 | 39 |
| 1ST Source Bank | 28 | 44 |
| Rocket Mortgage | 24 | 37 |
| Everwise Credit Union | 22 | 34 |
| Flagstar Bank NA | 13 | 18 |
| Mortgage Research Center | 8 | 26 |
| GVC Mortgage, Inc. | 6 | 7 |
| Newrez LLC | 6 | 11 |
| Freedom Mortgage Corporation | 6 | 10 |
| Coastal Community Bank | 5 | 9 |
| American Neighborhood Mortgage Acceptance Company | 5 | 8 |
| loanDepot.com LLC | 4 | 8 |
| United Wholesale Mortgage | 4 | 6 |
| First Farmers Bank & Trust | 4 | 6 |
| Crosscountry Mortgage, LLC | 4 | 9 |
| Cornerstone First Mortgage, LLC | 3 | 3 |
| Lendage, LLC Dba Achieve Loans | 3 | 3 |
| CMG Mortgage Inc | 3 | 3 |
| Plaza Home Mortgage, Inc | 3 | 3 |
| Mutual of Omaha Mortgage | 3 | 5 |
| Carrington Mortgage Services LLC | 3 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 790 | 22.9% of 677 decided |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 59 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 22 | no rate: base under 50 |
| Not Hispanic or Latino | 774 | 23.4% of 666 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 63 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 309 | 26.7% of 258 decided |
| Female | 191 | 25.8% of 159 decided |
| Joint | 335 | 19.5% of 298 decided |
| Sex Not Available | 37 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2665 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved