Mortgage lending in Ripley County, Indiana
Lenders in Ripley County, Indiana reported 988 mortgage applications for 2025, according to the CFPB.
988 mortgage applications and 642 loans originated in 2025; the denial rate was 18.8% of 821 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ripley County, IN.
- 988
- Applications
- 642
- Loans originated
- 18.8%
- Denial rate
- 154 denied of 821 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 988 | 642 |
| 2024 | 808 | 507 |
| 2023 | 864 | 553 |
| 2022 | 1,127 | 752 |
| 2021 | 1,596 | 1,097 |
| 2020 | 1,597 | 1,068 |
| 2019 | 1,062 | 685 |
| 2018 | 1,009 | 638 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Financial Bank | 121 | 155 |
| The Friendship State Bank | 56 | 72 |
| Civista Bank | 52 | 74 |
| American Pacific Mortgage Corporation | 52 | 74 |
| Fifth Third Bank, National Association | 48 | 70 |
| FCN Bank | 43 | 47 |
| Union Home Mortgage Corp. | 30 | 31 |
| Rocket Mortgage | 23 | 35 |
| United Wholesale Mortgage | 12 | 16 |
| PNC Bank N.A. | 12 | 26 |
| Ruoff Mortgage Company | 11 | 13 |
| German American Bank | 9 | 12 |
| Centra Credit Union | 8 | 10 |
| GVC Mortgage, Inc. | 6 | 8 |
| US Bank, N.A. | 6 | 14 |
| Figure Lending LLC | 5 | 8 |
| New American Funding, LLC. | 5 | 15 |
| Nationstar Mortgage | 5 | 5 |
| Freedom Mortgage Corporation | 5 | 10 |
| Crosscountry Mortgage, LLC | 5 | 8 |
| Geneva Financial LLC | 4 | 5 |
| Union Savings Bank | 4 | 9 |
| Jackson County Bank | 4 | 5 |
| NFM, Inc | 4 | 4 |
| Huntington National Bank | 3 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 893 | 17.7% of 744 decided |
| Joint | under 10 | |
| Race Not Available | 86 | 29.0% of 69 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 11 | no rate: base under 50 |
| Not Hispanic or Latino | 870 | 17.4% of 730 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 95 | 34.3% of 73 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 336 | 20.0% of 270 decided |
| Female | 204 | 18.3% of 164 decided |
| Joint | 397 | 17.4% of 345 decided |
| Sex Not Available | 51 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1734 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved