Mortgage lending in Tipton County, Indiana
Lenders in Tipton County, Indiana reported 679 mortgage applications for 2025, according to the CFPB.
679 mortgage applications and 432 loans originated in 2025; the denial rate was 18.4% of 576 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Tipton County, IN HUD Metro FMR Area.
- 679
- Applications
- 432
- Loans originated
- 18.4%
- Denial rate
- 106 denied of 576 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 679 | 432 |
| 2024 | 615 | 392 |
| 2023 | 502 | 333 |
| 2022 | 743 | 513 |
| 2021 | 1,054 | 741 |
| 2020 | 848 | 563 |
| 2019 | 630 | 406 |
| 2018 | 630 | 387 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Farmers Bank & Trust | 64 | 85 |
| Star Financial Bank | 36 | 63 |
| Encompass Federal Credit Union | 25 | 29 |
| Rocket Mortgage | 21 | 36 |
| Ruoff Mortgage Company | 20 | 30 |
| GVC Mortgage, Inc. | 13 | 16 |
| United Wholesale Mortgage | 12 | 16 |
| Solidarity Community Federal Credit Union | 10 | 16 |
| Plaza Home Mortgage, Inc | 10 | 11 |
| Huntington National Bank | 7 | 14 |
| Mortgage Research Center | 6 | 14 |
| Freedom Mortgage Corporation | 6 | 13 |
| Union Home Mortgage Corp. | 6 | 6 |
| Indiana Members Credit Union | 6 | 6 |
| Community First Bank of IND | 6 | 7 |
| Zippy Loans, LLC | 6 | 19 |
| MJW Financial LLC Dba MJW Mortgage | 5 | 7 |
| loanDepot.com LLC | 5 | 10 |
| New American Funding, LLC. | 5 | 8 |
| Flat Branch Mortgage, Inc. | 5 | 6 |
| Luminate Bank | 5 | 6 |
| X - Financial Builders FCU - Deconverted | 5 | 5 |
| Keybank National Association | 5 | 6 |
| Pennymac Loan Services LLC | 5 | 7 |
| First Merchants Bank | 5 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 606 | 17.4% of 517 decided |
| Joint | under 10 | |
| Race Not Available | 61 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 590 | 17.1% of 504 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 65 | 28.3% of 53 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 240 | 23.6% of 203 decided |
| Female | 138 | 17.4% of 115 decided |
| Joint | 260 | 12.0% of 224 decided |
| Sex Not Available | 41 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2145 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved