Mortgage lending in Wayne County, Indiana
Lenders in Wayne County, Indiana reported 2,029 mortgage applications for 2025, according to the CFPB.
2,029 mortgage applications and 1,257 loans originated in 2025; the denial rate was 21.1% of 1,691 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wayne County, IN.
- 2,029
- Applications
- 1,257
- Loans originated
- 21.1%
- Denial rate
- 356 denied of 1,691 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,029 | 1,257 |
| 2024 | 1,893 | 1,176 |
| 2023 | 1,841 | 1,161 |
| 2022 | 2,322 | 1,493 |
| 2021 | 3,057 | 2,081 |
| 2020 | 2,772 | 1,872 |
| 2019 | 1,825 | 1,140 |
| 2018 | 1,901 | 1,149 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Financial Bank | 216 | 294 |
| Three Rivers Federal Crediit U | 144 | 195 |
| First Bank Richmond | 119 | 175 |
| Newrez LLC | 86 | 146 |
| Rocket Mortgage | 63 | 90 |
| Primelending | 50 | 61 |
| US Bank, N.A. | 38 | 86 |
| Mortgage Research Center | 26 | 55 |
| Das Acquisition Company, LLC | 22 | 27 |
| Ruoff Mortgage Company | 20 | 25 |
| United Wholesale Mortgage | 19 | 30 |
| JPMorgan Chase Bank, NA | 19 | 31 |
| Greenville National Bank | 18 | 19 |
| Freedom Mortgage Corporation | 17 | 36 |
| Merchants Bank of Indiana | 16 | 21 |
| Huntington National Bank | 14 | 19 |
| First Merchants Bank | 13 | 22 |
| Union Savings and Loan Association | 12 | 13 |
| loanDepot.com LLC | 12 | 21 |
| The Farmers & Merchants State Bank | 10 | 12 |
| Farm Credit Mid-America, Aca | 10 | 15 |
| Fairway Independent Mort Corp | 10 | 10 |
| Fifth Third Bank, National Association | 10 | 17 |
| Kemba Credit Union | 9 | 14 |
| Carrington Mortgage Services LLC | 9 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 10 | no rate: base under 50 |
| Black or African American | 90 | 31.4% of 70 decided |
| White | 1,641 | 19.9% of 1,384 decided |
| 2 or more minority races | under 10 | |
| Joint | 39 | no rate: base under 50 |
| Race Not Available | 236 | 24.7% of 186 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 56 | no rate: base under 50 |
| Not Hispanic or Latino | 1,682 | 20.4% of 1,420 decided |
| Joint | 26 | no rate: base under 50 |
| Ethnicity Not Available | 265 | 23.9% of 209 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 735 | 21.8% of 601 decided |
| Female | 518 | 21.8% of 440 decided |
| Joint | 606 | 18.5% of 518 decided |
| Sex Not Available | 170 | 25.0% of 132 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2541 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved