Mortgage lending in Vanderburgh County, Indiana
Lenders in Vanderburgh County, Indiana reported 6,738 mortgage applications for 2025, according to the CFPB.
6,738 mortgage applications and 4,421 loans originated in 2025; the denial rate was 17.5% of 5,605 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Evansville, IN MSA.
- 6,738
- Applications
- 4,421
- Loans originated
- 17.5%
- Denial rate
- 979 denied of 5,605 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,738 | 4,421 |
| 2024 | 5,895 | 3,895 |
| 2023 | 5,591 | 3,651 |
| 2022 | 7,330 | 5,063 |
| 2021 | 11,073 | 7,867 |
| 2020 | 11,462 | 8,227 |
| 2019 | 7,682 | 5,292 |
| 2018 | 6,543 | 4,366 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Liberty Federal Credit Union | 851 | 1,002 |
| Mortgage Masters of Indiana Inc | 450 | 489 |
| Fifth Third Bank, National Association | 304 | 482 |
| Old National Bank | 279 | 404 |
| Heritage Federal Credit Union | 241 | 365 |
| German American Bank | 170 | 214 |
| Rocket Mortgage | 156 | 233 |
| United Wholesale Mortgage | 133 | 184 |
| Luminate Bank | 87 | 106 |
| Indiana Members Credit Union | 86 | 116 |
| Crane Credit Union | 79 | 87 |
| Mortgage Research Center | 73 | 127 |
| First Federal Savings Bank | 73 | 102 |
| Field & Main Bank | 71 | 76 |
| Freedom Mortgage Corporation | 67 | 143 |
| Interlinc Mortgage Services, LLC | 54 | 69 |
| Envoy Mortgage, LTD | 42 | 57 |
| Plaza Home Mortgage, Inc | 40 | 56 |
| Acrisure Mortgage, LLC | 39 | 44 |
| Pennymac Loan Services LLC | 32 | 68 |
| Newrez LLC | 31 | 77 |
| Nationstar Mortgage | 31 | 42 |
| LNB Community Bank | 28 | 35 |
| loanDepot.com LLC | 26 | 63 |
| Fairway Independent Mort Corp | 26 | 42 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 31 | no rate: base under 50 |
| Asian | 89 | 12.9% of 70 decided |
| Black or African American | 342 | 30.6% of 281 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 5,142 | 16.0% of 4,339 decided |
| 2 or more minority races | under 10 | |
| Joint | 98 | 19.2% of 78 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,018 | 19.8% of 800 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 216 | 31.8% of 179 decided |
| Not Hispanic or Latino | 5,418 | 16.3% of 4,564 decided |
| Joint | 75 | 21.9% of 64 decided |
| Ethnicity Not Available | 1,029 | 20.7% of 798 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,290 | 20.2% of 1,868 decided |
| Female | 1,637 | 21.0% of 1,374 decided |
| Joint | 2,105 | 12.0% of 1,827 decided |
| Sex Not Available | 706 | 17.3% of 536 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1956 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved