Mortgage lending in Switzerland County, Indiana
Lenders in Switzerland County, Indiana reported 403 mortgage applications for 2025, according to the CFPB.
403 mortgage applications and 251 loans originated in 2025; the denial rate was 19.3% of 336 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Switzerland County, IN.
- 403
- Applications
- 251
- Loans originated
- 19.3%
- Denial rate
- 65 denied of 336 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 403 | 251 |
| 2024 | 335 | 210 |
| 2023 | 326 | 208 |
| 2022 | 439 | 272 |
| 2021 | 590 | 402 |
| 2020 | 547 | 350 |
| 2019 | 428 | 285 |
| 2018 | 429 | 243 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Friendship State Bank | 46 | 58 |
| First Financial Bank | 43 | 65 |
| American Pacific Mortgage Corporation | 17 | 19 |
| Rocket Mortgage | 13 | 24 |
| Crosscountry Mortgage, LLC | 9 | 10 |
| Geneva Financial LLC | 8 | 11 |
| Ruoff Mortgage Company | 8 | 12 |
| Union Home Mortgage Corp. | 8 | 13 |
| Farm Credit Mid-America, Aca | 7 | 11 |
| Mortgage Research Center | 5 | 8 |
| CMG Mortgage Inc | 5 | 6 |
| Civista Bank | 5 | 6 |
| United Wholesale Mortgage | 5 | 5 |
| Freedom Mortgage Corporation | 5 | 12 |
| German American Bank | 4 | 6 |
| Fifth Third Bank, National Association | 4 | 7 |
| Farmers Bank of Milton | 3 | 4 |
| Amerisave Mortgage Company | 3 | 9 |
| Figure Lending LLC | 2 | 3 |
| Huntington National Bank | 2 | 3 |
| loanDepot.com LLC | 2 | 3 |
| New American Funding, LLC. | 2 | 7 |
| Newrez LLC | 2 | 5 |
| T2 Financial LLC | 2 | 2 |
| Union Savings Bank | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| White | 361 | 18.6% of 306 decided |
| Joint | under 10 | |
| Race Not Available | 37 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 351 | 17.4% of 299 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 41 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 175 | 19.7% of 152 decided |
| Female | 80 | 31.3% of 64 decided |
| Joint | 129 | 9.5% of 105 decided |
| Sex Not Available | 19 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1555 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved