Mortgage lending in Kosciusko County, Indiana
Lenders in Kosciusko County, Indiana reported 3,509 mortgage applications for 2025, according to the CFPB.
3,509 mortgage applications and 2,358 loans originated in 2025; the denial rate was 17.4% of 3,016 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kosciusko County, IN.
- 3,509
- Applications
- 2,358
- Loans originated
- 17.4%
- Denial rate
- 524 denied of 3,016 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,509 | 2,358 |
| 2024 | 3,434 | 2,290 |
| 2023 | 2,944 | 1,994 |
| 2022 | 3,901 | 2,635 |
| 2021 | 5,976 | 4,368 |
| 2020 | 5,988 | 4,290 |
| 2019 | 4,161 | 3,004 |
| 2018 | 3,820 | 2,640 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Lake City Bank | 434 | 544 |
| Ruoff Mortgage Company | 213 | 277 |
| First Federal Savings Bank | 168 | 181 |
| Everwise Credit Union | 109 | 165 |
| United Wholesale Mortgage | 84 | 103 |
| Interra Credit Union | 82 | 134 |
| Rocket Mortgage | 78 | 100 |
| Northwest Bank | 73 | 91 |
| Cardinal Financial Company, Li | 60 | 72 |
| 1ST Source Bank | 59 | 83 |
| Horizon Bank | 54 | 73 |
| American Neighborhood Mortgage Acceptance Company | 53 | 72 |
| Geneva Financial LLC | 49 | 56 |
| Beacon Credit Union | 37 | 48 |
| Crossroads Bank | 34 | 39 |
| PNC Bank N.A. | 34 | 74 |
| Three Rivers Federal Crediit U | 31 | 43 |
| Fifth Third Bank, National Association | 28 | 49 |
| Old National Bank | 27 | 37 |
| Zippy Loans, LLC | 26 | 91 |
| GVC Mortgage, Inc. | 24 | 31 |
| Mortgage Research Center | 21 | 40 |
| Freedom Mortgage Corporation | 20 | 44 |
| Pennymac Loan Services LLC | 18 | 32 |
| DHI Mortgage Company, LTD. | 16 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 32 | no rate: base under 50 |
| Black or African American | 32 | no rate: base under 50 |
| White | 3,066 | 16.2% of 2,659 decided |
| 2 or more minority races | under 10 | |
| Joint | 30 | no rate: base under 50 |
| Race Not Available | 328 | 26.5% of 264 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 195 | 25.4% of 169 decided |
| Not Hispanic or Latino | 2,958 | 16.1% of 2,562 decided |
| Joint | 44 | no rate: base under 50 |
| Ethnicity Not Available | 312 | 23.9% of 247 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,231 | 21.0% of 1,043 decided |
| Female | 658 | 19.7% of 547 decided |
| Joint | 1,413 | 12.5% of 1,260 decided |
| Sex Not Available | 207 | 24.1% of 166 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1729 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved