Mortgage lending in Hancock County, Indiana
Lenders in Hancock County, Indiana reported 5,474 mortgage applications for 2025, according to the CFPB.
5,474 mortgage applications and 3,528 loans originated in 2025; the denial rate was 17.1% of 4,424 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Indianapolis-Carmel, IN HUD Metro FMR Area.
- 5,474
- Applications
- 3,528
- Loans originated
- 17.1%
- Denial rate
- 756 denied of 4,424 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,474 | 3,528 |
| 2024 | 4,390 | 2,820 |
| 2023 | 3,852 | 2,503 |
| 2022 | 5,691 | 3,621 |
| 2021 | 8,504 | 5,819 |
| 2020 | 8,287 | 5,744 |
| 2019 | 5,444 | 3,676 |
| 2018 | 4,413 | 2,863 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Lennar Mortgage, LLC | 356 | 461 |
| Rocket Mortgage | 190 | 257 |
| Vanderbilt Mortgage and Finance, Inc | 153 | 198 |
| United Wholesale Mortgage | 130 | 177 |
| FORUM Credit Union | 103 | 146 |
| Guild Mortgage Company | 99 | 126 |
| NVR Mortgage Finance, Inc. | 95 | 118 |
| Fifth Third Bank, National Association | 94 | 156 |
| Victory Mortgage, LLC | 92 | 114 |
| Fairway Independent Mort Corp | 84 | 112 |
| Indiana Members Credit Union | 83 | 110 |
| PNC Bank N.A. | 81 | 119 |
| DHI Mortgage Company, LTD. | 74 | 115 |
| Ruoff Mortgage Company | 74 | 86 |
| GVC Mortgage, Inc. | 73 | 88 |
| Newrez LLC | 68 | 171 |
| MJW Financial LLC Dba MJW Mortgage | 64 | 79 |
| Huntington National Bank | 62 | 113 |
| Union Savings Bank | 57 | 66 |
| First Merchants Bank | 56 | 79 |
| Freedom Mortgage Corporation | 53 | 124 |
| JPMorgan Chase Bank, NA | 48 | 74 |
| Nationstar Mortgage | 47 | 62 |
| Greenfield Banking Company | 45 | 58 |
| Elements Financial Federal Cre | 45 | 64 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | 225 | 20.3% of 177 decided |
| Black or African American | 319 | 26.5% of 253 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,067 | 15.2% of 3,361 decided |
| 2 or more minority races | withheld | |
| Joint | 100 | 13.8% of 80 decided |
| Race Not Available | 729 | 24.1% of 531 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 232 | 25.5% of 188 decided |
| Not Hispanic or Latino | 4,427 | 16.1% of 3,626 decided |
| Joint | 115 | 19.1% of 94 decided |
| Ethnicity Not Available | 700 | 20.9% of 516 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,861 | 20.8% of 1,477 decided |
| Female | 1,115 | 18.2% of 914 decided |
| Joint | 2,142 | 12.3% of 1,782 decided |
| Sex Not Available | 356 | 25.1% of 251 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 538 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved