Mortgage lending in Vigo County, Indiana
Lenders in Vigo County, Indiana reported 3,675 mortgage applications for 2025, according to the CFPB.
3,675 mortgage applications and 2,300 loans originated in 2025; the denial rate was 21.6% of 3,131 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Terre Haute, IN HUD Metro FMR Area.
- 3,675
- Applications
- 2,300
- Loans originated
- 21.6%
- Denial rate
- 677 denied of 3,131 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,675 | 2,300 |
| 2024 | 3,296 | 2,099 |
| 2023 | 2,854 | 1,785 |
| 2022 | 3,724 | 2,390 |
| 2021 | 4,761 | 3,169 |
| 2020 | 4,659 | 3,172 |
| 2019 | 3,319 | 2,175 |
| 2018 | 3,054 | 1,917 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Financial Bank NA | 452 | 675 |
| Ruoff Mortgage Company | 192 | 237 |
| Fifth Third Bank, National Association | 160 | 307 |
| Rocket Mortgage | 150 | 216 |
| Old National Bank | 111 | 179 |
| Riddell National Bank | 108 | 115 |
| The Hometown Savings Bank | 87 | 103 |
| GVC Mortgage, Inc. | 79 | 98 |
| CMG Mortgage Inc | 68 | 84 |
| Mortgage Research Center | 62 | 117 |
| Indiana State University FCU | 56 | 69 |
| Fairway Independent Mort Corp | 55 | 78 |
| First Farmers Bank & Trust | 52 | 82 |
| Crane Credit Union | 45 | 64 |
| United Wholesale Mortgage | 37 | 55 |
| Freedom Mortgage Corporation | 33 | 68 |
| Movement Mortgage, LLC | 28 | 40 |
| Pennymac Loan Services LLC | 22 | 43 |
| loanDepot.com LLC | 19 | 41 |
| Nationstar Mortgage | 19 | 25 |
| New American Funding, LLC. | 17 | 46 |
| Wolfe Financial Inc | 16 | 21 |
| Navy Federal Credit Union | 15 | 26 |
| Indiana University CU | 15 | 16 |
| JPMorgan Chase Bank, NA | 15 | 22 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 15 | no rate: base under 50 |
| Asian | 79 | 29.0% of 69 decided |
| Black or African American | 113 | 38.5% of 91 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,013 | 21.1% of 2,606 decided |
| 2 or more minority races | under 10 | |
| Joint | 51 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 397 | 19.2% of 308 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 62 | 37.3% of 51 decided |
| Not Hispanic or Latino | 3,149 | 21.5% of 2,712 decided |
| Joint | withheld | |
| Ethnicity Not Available | 417 | 20.0% of 330 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,306 | 26.3% of 1,097 decided |
| Female | 901 | 24.1% of 779 decided |
| Joint | 1,165 | 15.5% of 1,017 decided |
| Sex Not Available | 303 | 18.1% of 238 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2540 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved