Mortgage lending in Monroe County, Indiana
Lenders in Monroe County, Indiana reported 4,159 mortgage applications for 2025, according to the CFPB.
4,159 mortgage applications and 2,741 loans originated in 2025; the denial rate was 16.3% of 3,457 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bloomington, IN HUD Metro FMR Area.
- 4,159
- Applications
- 2,741
- Loans originated
- 16.3%
- Denial rate
- 565 denied of 3,457 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,159 | 2,741 |
| 2024 | 3,660 | 2,381 |
| 2023 | 3,623 | 2,358 |
| 2022 | 5,118 | 3,425 |
| 2021 | 7,910 | 5,656 |
| 2020 | 8,225 | 5,851 |
| 2019 | 5,673 | 3,939 |
| 2018 | 4,848 | 3,245 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Indiana University CU | 603 | 809 |
| Ruoff Mortgage Company | 248 | 330 |
| CMG Mortgage Inc | 154 | 199 |
| Old National Bank | 113 | 152 |
| Rocket Mortgage | 112 | 151 |
| The Poples State Bank | 89 | 99 |
| German American Bank | 87 | 115 |
| Fifth Third Bank, National Association | 72 | 138 |
| JPMorgan Chase Bank, NA | 63 | 89 |
| Jackson County Bank | 55 | 66 |
| United Wholesale Mortgage | 49 | 71 |
| Fair Way Lending, LLC | 46 | 46 |
| Premier Mortgage Resources, LLC | 45 | 66 |
| Stockton Mortgage Corporation | 41 | 49 |
| Regions Bank | 31 | 52 |
| Freedom Mortgage Corporation | 30 | 63 |
| Owen County State Bank | 29 | 38 |
| Hoosier Hills Credit Union | 28 | 44 |
| Navy Federal Credit Union | 28 | 48 |
| Mortgage Research Center | 25 | 49 |
| Fairway Independent Mort Corp | 24 | 28 |
| Indiana Members Credit Union | 24 | 34 |
| First Financial Bank | 23 | 38 |
| Newrez LLC | 21 | 45 |
| Union Savings Bank | 21 | 26 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 123 | 17.5% of 97 decided |
| Black or African American | 81 | 21.9% of 64 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,312 | 16.0% of 2,786 decided |
| 2 or more minority races | under 10 | |
| Joint | 103 | 21.4% of 84 decided |
| Race Not Available | 524 | 16.1% of 411 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 112 | 15.4% of 91 decided |
| Not Hispanic or Latino | 3,435 | 16.4% of 2,888 decided |
| Joint | 71 | 11.1% of 63 decided |
| Ethnicity Not Available | 541 | 16.6% of 415 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,289 | 18.9% of 1,063 decided |
| Female | 943 | 20.1% of 768 decided |
| Joint | 1,551 | 12.6% of 1,326 decided |
| Sex Not Available | 376 | 14.3% of 300 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 996 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved