Mortgage lending in Carroll County, Indiana
Lenders in Carroll County, Indiana reported 999 mortgage applications for 2025, according to the CFPB.
999 mortgage applications and 613 loans originated in 2025; the denial rate was 22.1% of 827 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Carroll County, IN HUD Metro FMR Area.
- 999
- Applications
- 613
- Loans originated
- 22.1%
- Denial rate
- 183 denied of 827 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 999 | 613 |
| 2024 | 874 | 512 |
| 2023 | 782 | 490 |
| 2022 | 964 | 615 |
| 2021 | 1,489 | 978 |
| 2020 | 1,473 | 935 |
| 2019 | 1,126 | 694 |
| 2018 | 972 | 596 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Financial Bank | 61 | 86 |
| First Merchants Bank | 56 | 89 |
| Purdue Federal Cu | 47 | 56 |
| Rocket Mortgage | 38 | 55 |
| Ruoff Mortgage Company | 33 | 38 |
| Regions Bank | 32 | 61 |
| Security Federal Savings Bank | 26 | 33 |
| Industrial Federal C. U. | 25 | 39 |
| Horizon Bank | 21 | 26 |
| First Farmers Bank & Trust | 20 | 27 |
| United Wholesale Mortgage | 17 | 25 |
| CMG Mortgage Inc | 16 | 20 |
| Centier Bank | 11 | 15 |
| Farm Credit Mid-America, Aca | 9 | 11 |
| The Fountain Trust Company | 9 | 15 |
| Stockton Mortgage Corporation | 8 | 11 |
| Guild Mortgage Company | 7 | 11 |
| The Farmers Bank | 7 | 7 |
| Old National Bank | 6 | 8 |
| Fairway Independent Mort Corp | 6 | 9 |
| Flanagan State Bank | 5 | 5 |
| Gold Star Mortgage Financial Group, Corporation | 5 | 10 |
| Mortgage Research Center | 5 | 17 |
| Newrez LLC | 5 | 14 |
| Freedom Mortgage Corporation | 5 | 27 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 892 | 21.2% of 749 decided |
| Joint | under 10 | |
| Race Not Available | 81 | 40.7% of 59 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 884 | 21.2% of 742 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 84 | 40.3% of 62 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 384 | 20.7% of 309 decided |
| Female | 200 | 31.4% of 169 decided |
| Joint | 358 | 15.6% of 307 decided |
| Sex Not Available | 57 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1942 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved