Mortgage lending in Ohio County, Indiana
Lenders in Ohio County, Indiana reported 240 mortgage applications for 2025, according to the CFPB.
240 mortgage applications and 145 loans originated in 2025; the denial rate was 21.6% of 194 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cincinnati, OH-KY-IN HUD Metro FMR Area.
- 240
- Applications
- 145
- Loans originated
- 21.6%
- Denial rate
- 42 denied of 194 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 240 | 145 |
| 2024 | 198 | 125 |
| 2023 | 196 | 116 |
| 2022 | 307 | 184 |
| 2021 | 431 | 299 |
| 2020 | 403 | 262 |
| 2019 | 273 | 156 |
| 2018 | 255 | 151 |
The largest lenders here
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| White | 212 | 20.7% of 174 decided |
| Joint | under 10 | |
| Race Not Available | 26 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 201 | 20.6% of 165 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 33 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 96 | 31.6% of 76 decided |
| Female | 38 | no rate: base under 50 |
| Joint | 87 | 16.7% of 72 decided |
| Sex Not Available | 19 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2143 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved