Mortgage lending in Lake County, Indiana
Lenders in Lake County, Indiana reported 20,305 mortgage applications for 2025, according to the CFPB.
20,305 mortgage applications and 12,067 loans originated in 2025; the denial rate was 22.2% of 16,338 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Gary, IN HUD Metro FMR Area.
- 20,305
- Applications
- 12,067
- Loans originated
- 22.2%
- Denial rate
- 3,629 denied of 16,338 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 20,305 | 12,067 |
| 2024 | 18,057 | 10,802 |
| 2023 | 16,212 | 9,464 |
| 2022 | 21,731 | 13,294 |
| 2021 | 33,687 | 22,029 |
| 2020 | 31,938 | 21,367 |
| 2019 | 21,863 | 13,702 |
| 2018 | 19,528 | 12,057 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 748 | 1,049 |
| Centier Bank | 671 | 1,050 |
| Guaranteed Rate, Inc. | 470 | 735 |
| United Wholesale Mortgage | 416 | 592 |
| JPMorgan Chase Bank, NA | 390 | 582 |
| Tech Credit Union | 377 | 403 |
| Fairway Independent Mort Corp | 329 | 434 |
| Crosscountry Mortgage, LLC | 322 | 471 |
| Peoples Bank | 295 | 384 |
| First Financial Bank | 293 | 434 |
| Fifth Third Bank, National Association | 283 | 607 |
| Lennar Mortgage, LLC | 256 | 319 |
| Kiavi Funding, Inc. | 251 | 381 |
| Old National Bank | 208 | 398 |
| First Merchants Bank | 208 | 354 |
| Direct Mortgage Loans, LLC | 190 | 234 |
| BMO Harris Bank NA | 188 | 416 |
| Gold Star Mortgage Financial Group, Corporation | 167 | 216 |
| Diamond Residential MTG Corp | 157 | 189 |
| loanDepot.com LLC | 150 | 308 |
| Freedom Mortgage Corporation | 149 | 383 |
| Nationstar Mortgage | 140 | 201 |
| Ruoff Mortgage Company | 139 | 163 |
| Mortgage Research Center | 138 | 300 |
| New American Funding, LLC. | 131 | 326 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 147 | 31.9% of 113 decided |
| Asian | 403 | 19.4% of 320 decided |
| Black or African American | 3,155 | 33.5% of 2,441 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 12,076 | 18.3% of 10,015 decided |
| 2 or more minority races | 56 | no rate: base under 50 |
| Joint | 235 | 20.4% of 191 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 4,200 | 25.9% of 3,189 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,975 | 24.2% of 2,405 decided |
| Not Hispanic or Latino | 13,055 | 21.1% of 10,658 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,784 | 25.7% of 2,862 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 8,114 | 23.1% of 6,442 decided |
| Female | 5,045 | 26.2% of 4,073 decided |
| Joint | 4,770 | 15.1% of 4,025 decided |
| Sex Not Available | 2,376 | 26.0% of 1,798 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1244 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved