Mortgage lending in Jefferson County, Indiana
Lenders in Jefferson County, Indiana reported 1,405 mortgage applications for 2025, according to the CFPB.
1,405 mortgage applications and 865 loans originated in 2025; the denial rate was 22.4% of 1,176 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jefferson County, IN.
- 1,405
- Applications
- 865
- Loans originated
- 22.4%
- Denial rate
- 264 denied of 1,176 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,405 | 865 |
| 2024 | 1,276 | 799 |
| 2023 | 1,199 | 737 |
| 2022 | 1,510 | 959 |
| 2021 | 2,038 | 1,415 |
| 2020 | 2,015 | 1,368 |
| 2019 | 1,436 | 971 |
| 2018 | 1,319 | 857 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| German American Bank | 123 | 173 |
| First Financial Bank | 106 | 161 |
| Centra Credit Union | 81 | 114 |
| Ruoff Mortgage Company | 41 | 46 |
| Rocket Mortgage | 36 | 48 |
| United Wholesale Mortgage | 30 | 36 |
| Geneva Financial LLC | 28 | 38 |
| Farmers Bank of Milton | 28 | 31 |
| CMG Mortgage Inc | 26 | 46 |
| Fair Way Lending, LLC | 25 | 28 |
| Zippy Loans, LLC | 24 | 83 |
| The Friendship State Bank | 19 | 34 |
| American Pacific Mortgage Corporation | 19 | 22 |
| Mortgage Research Center | 17 | 28 |
| Pennymac Loan Services LLC | 12 | 25 |
| Farm Credit Mid-America, Aca | 10 | 10 |
| loanDepot.com LLC | 10 | 17 |
| Freedom Mortgage Corporation | 10 | 29 |
| Magnolia Bank | 9 | 10 |
| Amerisave Mortgage Company | 9 | 19 |
| The Loan Store, Inc | 8 | 9 |
| Fifth Third Bank, National Association | 8 | 13 |
| Jackson County Bank | 7 | 8 |
| Fairway Independent Mort Corp | 7 | 9 |
| Kind Lending, LLC | 7 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 14 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 1,258 | 22.9% of 1,063 decided |
| 2 or more minority races | under 10 | |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 111 | 17.6% of 85 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,237 | 22.8% of 1,045 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 124 | 19.1% of 94 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 499 | 24.9% of 422 decided |
| Female | 319 | 26.1% of 261 decided |
| Joint | 505 | 18.8% of 432 decided |
| Sex Not Available | 82 | 16.4% of 61 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1947 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved