Mortgage lending in Delaware County, Indiana
Lenders in Delaware County, Indiana reported 4,492 mortgage applications for 2025, according to the CFPB.
4,492 mortgage applications and 2,661 loans originated in 2025; the denial rate was 21.4% of 3,630 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Muncie, IN MSA.
- 4,492
- Applications
- 2,661
- Loans originated
- 21.4%
- Denial rate
- 778 denied of 3,630 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,492 | 2,661 |
| 2024 | 3,969 | 2,446 |
| 2023 | 3,518 | 2,145 |
| 2022 | 4,423 | 2,780 |
| 2021 | 5,590 | 3,782 |
| 2020 | 5,083 | 3,343 |
| 2019 | 3,809 | 2,475 |
| 2018 | 3,621 | 2,294 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Merchants Bank | 286 | 431 |
| Ruoff Mortgage Company | 229 | 290 |
| Rocket Mortgage | 141 | 210 |
| Northwest Bank | 124 | 169 |
| Old National Bank | 89 | 123 |
| Union Home Mortgage Corp. | 82 | 117 |
| United Wholesale Mortgage | 79 | 117 |
| Star Financial Bank | 75 | 136 |
| GVC Mortgage, Inc. | 74 | 94 |
| Newrez LLC | 66 | 147 |
| Fairway Independent Mort Corp | 64 | 89 |
| Thrive Fcu | 62 | 64 |
| JPMorgan Chase Bank, NA | 54 | 80 |
| PrimeTrust Financial Federal C | 51 | 69 |
| Mortgage Research Center | 48 | 101 |
| Three Rivers Federal Crediit U | 43 | 58 |
| Financial Center First Credit Union | 42 | 60 |
| New American Funding, LLC. | 36 | 80 |
| Zippy Loans, LLC | 36 | 143 |
| Crosscountry Mortgage, LLC | 31 | 50 |
| Freedom Mortgage Corporation | 29 | 62 |
| Kiavi Funding, Inc. | 27 | 72 |
| Indiana Members Credit Union | 26 | 33 |
| Fifth Third Bank, National Association | 25 | 46 |
| Nationstar Mortgage | 23 | 33 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 16 | no rate: base under 50 |
| Asian | 84 | 9.0% of 67 decided |
| Black or African American | 157 | 36.0% of 125 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,380 | 19.4% of 2,763 decided |
| 2 or more minority races | under 10 | |
| Joint | 68 | 25.9% of 58 decided |
| Race Not Available | 773 | 27.7% of 593 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 122 | 31.9% of 91 decided |
| Not Hispanic or Latino | 3,555 | 20.1% of 2,913 decided |
| Joint | 37 | no rate: base under 50 |
| Ethnicity Not Available | 778 | 27.3% of 598 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,506 | 21.2% of 1,210 decided |
| Female | 1,087 | 25.4% of 902 decided |
| Joint | 1,329 | 15.8% of 1,082 decided |
| Sex Not Available | 570 | 27.8% of 436 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2535 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved