Mortgage lending in Gibson County, Indiana
Lenders in Gibson County, Indiana reported 1,240 mortgage applications for 2025, according to the CFPB.
1,240 mortgage applications and 762 loans originated in 2025; the denial rate was 22.0% of 1,026 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Gibson County, IN.
- 1,240
- Applications
- 762
- Loans originated
- 22.0%
- Denial rate
- 226 denied of 1,026 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,240 | 762 |
| 2024 | 1,108 | 663 |
| 2023 | 1,053 | 625 |
| 2022 | 1,356 | 855 |
| 2021 | 1,931 | 1,319 |
| 2020 | 1,907 | 1,268 |
| 2019 | 1,392 | 888 |
| 2018 | 1,183 | 729 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Liberty Federal Credit Union | 154 | 185 |
| Fifth Third Bank, National Association | 66 | 121 |
| German American Bank | 61 | 79 |
| Mortgage Masters of Indiana Inc | 50 | 53 |
| Rocket Mortgage | 46 | 64 |
| Old National Bank | 32 | 45 |
| United Wholesale Mortgage | 32 | 39 |
| Heritage Federal Credit Union | 22 | 36 |
| Luminate Bank | 20 | 25 |
| Crane Credit Union | 19 | 22 |
| American Financial Resources LLC | 18 | 20 |
| Regions Bank | 18 | 39 |
| LNB Community Bank | 16 | 19 |
| Mortgage Research Center | 15 | 28 |
| Equity Prime Mortgage LLC | 13 | 29 |
| Freedom Mortgage Corporation | 12 | 25 |
| Plaza Home Mortgage, Inc | 9 | 15 |
| Crosscountry Mortgage, LLC | 8 | 11 |
| Pennymac Loan Services LLC | 6 | 16 |
| The Loan Store, Inc | 5 | 5 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 52 |
| Coastal Community Bank | 5 | 11 |
| GVC Mortgage, Inc. | 5 | 5 |
| American Financial Network, Inc. | 5 | 5 |
| Fairway Independent Mort Corp | 5 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 19 | no rate: base under 50 |
| Black or African American | 23 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,044 | 21.7% of 877 decided |
| 2 or more minority races | under 10 | |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 127 | 16.7% of 96 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 26 | no rate: base under 50 |
| Not Hispanic or Latino | 1,058 | 21.6% of 896 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 144 | 24.3% of 103 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 466 | 23.9% of 377 decided |
| Female | 248 | 28.6% of 206 decided |
| Joint | 424 | 17.9% of 374 decided |
| Sex Not Available | 102 | 14.5% of 69 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2139 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved